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2937 Gastonia Hwy, Lincolnton, NC, 28092

2beds
1baths
1,168sqft
$219,999
$188price/sqft
$1,537/moest. monthly cost
$61,480/yrincome needed

About This Home

Welcome home to this extensively updated gem nestled in the quiet countryside of Lincoln County! This spacious 2-bedroom, 1-bathroom single-story home has been thoughtfully remodeled from the ground up and is ready for its next chapter — offering the perfect blend of modern updates, wide-open space, and the tranquil country lifestyle so many buyers are searching for. Completely Remodeled — Move-In Ready This home has undergone a thorough renovation, so you can move in with confidence and peace of mind. Major updates include all-new subfloors and beautiful new luxury vinyl tile (LVT) flooring throughout, giving the interior a clean, modern feel that's as durable as it is attractive. Brand-new windows flood every room with natural light while improving energy efficiency and curb appeal. And topping it all off — literally — is a brand-new metal roof, built to last for decades and designed to handle whatever the Carolina weather brings. Space, Comfort & Versatility Whether you're raising a family, setting up a home office, hosting guests, or exploring multi-generational living arrangements, there's space here to make it all work. 1 Acre of Unlimited Potential Step outside and breathe in the fresh country air. The property sits on a full 1-acre lot along Gastonia Highway, surrounded by the peaceful quiet that only true country living can offer. No crowded neighborhoods, no city noise — just wide-open spaces and the freedom to make it your own. The land offers endless possibilities: build a workshop or garage, add a storage building or barn, plant a large garden, create an outdoor entertainment area, or even explore adding an additional structure. The choice is yours. Location Done Right Enjoy the best of both worlds — the serenity of country living with convenient access to all that Lincolnton has to offer. Downtown Lincolnton's shops, restaurants, and services are just a short drive away, and the Gastonia Highway corridor keeps you well-connected to neighboring communities as well. Property Highlights: • Single-Story Home | 1 Acre Lot • All-New Subfloors & Luxury Vinyl Tile (LVT) Flooring Throughout • Brand-New Windows • New Metal Roof • Quiet, Private Country Setting • Land Ready for Additional Structures or Improvements • For Sale by Owner — No Agent Fees This is a truly special opportunity to own a fully updated home with room to grow in one of Lincoln County's most peaceful settings. Properties like this — move-in ready, spacious, and sitting on a full acre — don't come along often. Call or message the owner today to schedule your private showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Love Memorial ElementaryGrades PK-53.5 mi
4/10
West Lincoln MiddleGrades 6-810.2 mi
5/10
West Lincoln HighGrades 9-1210.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,168 sqft

Property

Details

  • Parcel number: 15968

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$90$1,080
Property Taxes $135$1,620
Electricity $200$2,405
Total$1,537$18,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,697/yr
40% on housing$46,110/yr
45% on housing$40,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28092$169
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28092$183
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$250,000
2026-05-03Listing removed$1,450
2026-04-27Listed for rent$1,450
2023-10-02Sold$125,000

For Sale by Owner

AgentProperty Owner

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