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12470 SE 138th Blvd, Okeechobee, FL, 34974

1beds
2baths
2,792sqft
$159,900
$57price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Price Improvement on this Charming 1BR/1.5BA Bungalow with Lake & Golf Course Frontage. Welcome to your perfect retreat at Blue Cypress Golf & RV Resort! This beautifully updated 1-bedroom, 1.5-bath bungalow offers the rare combination of golf course views from the front porch and lake frontage with a private dock in the back. Property Highlights: Lakefront living with a brand-new composite dock for relaxing, fishing & boating. Rustic-chic interiors with pine wood finishes and sliding barn doors and pocket doors. Freshly painted kitchen cabinets add a bright, welcoming touch. Sunroom with Western-style Hot Tub & Sun shades overlooking the lake - your own private spa escape. Primary suite with en suite features sensor-activated lighting & linen closet French doors open to a garage/workshop from covered carport - perfect for hobbies or storage Covered carport for convenient parking. Brand-new, hospital-grade water system. Security cameras and outdoor lighting for peace of mind. Resort Amenities Include: Executive 18-hole golf course, Swimming pool and clubhouse, Petanque courts, mini-golf, shuffleboard, and horseshoes. Fishing lakes, boat launch, and fish cleaning station, Screened lanai, pool tables, and card games, Crafts, clubs, hiking group, and social events like dinner & dance nights, poker runs, parades, and tournaments, Laundry and shower facilities. Pet-friendly community. This unique property blends cozy charm, modern comforts, and unbeatable resort amenities. Whether you're seeking a year-round home or a weekend getaway, this one could be just what you are looking for! Schedule your private showing today! Measurements are approximate, not exact. Price Reduced.....MOTIVATED SELLER!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
2/10
Osceola Middle SchoolGrades 6-811.4 mi
3/10
Okeechobee High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 2,792

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 12538360020000001350
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Open Porch,Screened Porch
  • Exterior features: Golf,Utilities
  • Has view: Yes
  • View description: Canal,Lake,Street,Water
  • Has water view: Yes
  • Water view: Canal,Lake,Water
  • On waterfront: Yes
  • Waterfront features: Access,Dock,Lake

Lot

  • Lot size: 3,400 sqft

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$170$2,040
Property Taxes $268$3,216
Electricity $280$3,371
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$164
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$159,900
2026-03-20Price change$165,000
2025-11-18Price change$170,000
2025-09-25Price change$172,000
2025-08-29Listed for sale$180,000
2024-04-15Sold$140,000
2018-09-11Sold$40,000
2002-10-18Sold$30,000

For Sale by Agent

AgentJanetta Thiboult
BrokerageGILBERT REALTY GROUP

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