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2023 St Lucie Blvd #123, Fort Pierce, FL, 34946

1beds
1baths
430sqft
$25,000
$58price/sqft
$373/moest. monthly cost
$14,920/yrincome needed

About This Home

Don't miss this excellent value in the desirable Whispering Creek 55+ CO-OP community...featuring $0 lot lease and super low monthly fee - $255. This quaint mobile home comes with an owner's share in the Co-Op, is turnkey, and is being sold fully furnished. Conveniently located on the same block as the clubhouse, pool, & laundry facility, and situated just minutes to downtown Fort Pierce and the area's blue-water beaches. This charming 1-bedroom, 1-bath home also offers an extended Florida room, currently utilized as a guest space. Schedule your showing today and see for yourself one of the best values in the park!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Dan Mccarty SchoolGrades 6-83.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: None,Washer Dryer Install Allowed

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bedroom on Main Level,Closet Cabinetry
  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 580
  • Total interior livable area: 430 sqft

Property

Details

  • Parcel number: 14335040100005
  • Zoning: RMH-5 - Co
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association

Lot

  • Lot size: 1,060 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$10$120
Property Taxes $40$480
Electricity $197$2,366
Total$373$4,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,788/yr
40% on housing$11,190/yr
45% on housing$9,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 34946$128
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34946$207
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$25,000
2007-07-09Sold$22,000
2001-12-18Sold$4,400,000

For Sale by Agent

AgentAnnette Marie Robbins
BrokerageDivito Real Estate Group

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