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856 Bridle Creek Ln, Jordan, MN, 55352

2beds
1baths
1,294sqft
$387,000
$299price/sqft
$2,758/moest. monthly cost
$110,320/yrincome needed

About This Home

Welcome home to this charming two-bedroom, one-bathroom home tucked away on a quiet cul-de-sac in Jordan. This inviting three-level home offers a functional layout with comfortable living spaces and room to grow. Enjoy the convenience of a main floor living area, upper-level bedrooms, and additional unfinished space in the lower level that offers endless possibilities-create a family room, home office, hobby area, or even add an additional bedroom and second bathroom to fit your needs. You will appreciate the impressive three- Stall, 830 sq ft garage featuring an 8-foot door for added clearance, perfect for a camper, larger vehicles, or extra storage, along with convenient lower-level access. Step outside to a beautiful fenced-in back yard offering privacy and plenty of space for entertaining, gardening, pets, or simply relaxing outdoors. The cul-de-sac location provides a peaceful setting while still being close to local schools, parks, shopping, and all the Jordan has to offer. With its great location, thoughtful layout, and a private backyard retreat, this home is a wonderful opportunity for first-time buyers, downsizers, or anyone looking for affordable homeownership in a great community.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Jordan Elementary SchoolGrades PK-40.6 mi
8/10
Jordan Middle SchoolGrades 5-80.8 mi
7/10
Jordan High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Water Heater,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Drain Tiled,Full,Sump Pump,Unfinished,Walk-Out Access

Bathroom

  • Level: Upper
  • Area: 72
  • Dimensions: 9x8

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 448
  • Dimensions: 32x14

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,294

Foyer

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,039
  • Total interior livable area: 1,294 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: Upper
  • Area: 288
  • Dimensions: 18x16

Porch

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Utility Room

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 220600120
  • Zoning description: Residential-Single Family
  • Foundation area: 2184

Features

  • Levels: Three Level Split
  • Patio & porch: Covered,Rear Porch
  • Fencing: Chain Link

Lot

  • Lot size: 0.41 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 58 x 234 x 163 x 145

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$223$2,676
Property Taxes $409$4,908
Electricity $170$2,050
Total$2,758$33,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,560/yr
40% on housing$82,740/yr
45% on housing$73,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 55352$258
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55352$182
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$387,000
2026-07-20Price change$387,000
2026-07-14Listed for sale$399,900
2017-08-17Sold$435,000
2002-12-26Sold$235,435
2002-08-30Sold$65,900

For Sale by Agent

AgentAnne Dickey
BrokerageCounselor Realty Brainerd Lakes

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