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2596 Prince Dr, Lincolnton, NC, 28092

3beds
2baths
1,505sqft
$349,500
$232price/sqft
$2,303/moest. monthly cost
$92,120/yrincome needed

About This Home

This one feels like home the moment you pull in... Welcome home to this beautifully updated 3-bedroom, 2-bath home nestled in a desirable neighborhood. From the inviting front porch—perfect for a swing and quiet mornings—to the light-filled interior, this home offers comfort and charm at every turn. Step inside to a spacious living area highlighted by a vaulted ceiling and recessed lighting that creates an open, airy feel the moment you walk in. Fresh neutral paint, smooth ceilings (popcorn removed), crown molding, and new flooring throughout give the home a clean, modern touch while maintaining warmth and character. The kitchen is both welcoming and functional, featuring repainted cabinetry, updated hardware, granite countertops, and a farmhouse sink—ideal for everyday living and gathering. The primary suite offers a private en-suite bath and patio access, creating a peaceful retreat for relaxing evenings or enjoying fresh air. Additional highlights include plantation blinds, a Kohler toilet in the hallway bath, a spacious hall closet suitable for a home office nook, and a roof installed in 2025. Outside, enjoy fresh landscaping and a 24 x 24 detached two-car garage/workshop with electricity and water, offering excellent flexibility for projects, storage, or workspace. Residents also have access to an optional community pool membership, providing a convenient way to enjoy summer amenities. Thoughtfully refreshed and move-in ready, this home is prepared for its next chapter.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Pumpkin Center ElementaryGrades PK-23.3 mi
6/10
North Lincoln MiddleGrades 6-83.9 mi
6/10
North Lincoln High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan
  • Flooring: Laminate,Other
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,505

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,505
  • Total interior livable area: 1,505 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 29389
  • Zoning: R-SF
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.57 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$143$1,716
Property Taxes $193$2,316
Electricity $200$2,405
Total$2,303$27,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,960/yr
40% on housing$69,090/yr
45% on housing$61,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 28092$168
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28092$183
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$359,500
2026-02-20Listed for sale$364,000

For Sale by Agent

AgentShannon Hayden
BrokerageCentury 21 Town & Country Rlty

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