See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4242 John Ritchie Rd, Iron Station, NC, 28080

4beds
4baths
3,051sqft
$1,174,999
$385price/sqft
$7,209/moest. monthly cost
$288,360/yrincome needed

About This Home

A rare opportunity to own a fully developed 22-acre gated equestrian estate offering privacy, functionality, and versatility. Gated Entry--Completely fenced—with high-tensile electric—this property is thoughtfully designed for serious horse enthusiasts while offering exceptional residential comfort and income potential. Highlights include: 2-Story Barn with 7 Stables - 4 enclosed stables - 2 Open Stables + 1 Dog Kennel plumbed w/ water and can be converted, upstairs features drop down electric hay bale elevator storing up to 300+ hay bales, several sectioned pastures, 965 sq/ft Guest House erected in 2019 on separate septic, Salt Water In-Ground Pool w/New Tank-New Motor-New Liner, Sky Lights w/solar shades, fully remodeled primary bathroom, Plantation shutters, Fiberon Composite Decking, and a bridge over the creek for navigable side by side trail riding. This property offers so much more, please be sure to ask an agent to download our attached Features List. Properties with this level of infrastructure, acreage, and flexibility rarely come available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Iron Station ElementaryGrades PK-54.0 mi
4/10
East Lincoln MiddleGrades 6-84.1 mi
7/10
East Lincoln HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Crawl Space
  • Roof: Other - See Remarks
  • Construction materials: Vinyl,Wood,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Mud Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Total Primary Heated Living Area: 2086
  • Door features: French Doors
  • Window features: Skylight(s)
  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Gas,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,086

Heating & Cooling

  • Heating features: Central,Ductless,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Electric

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 3,051 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 23332
  • Zoning: R-T
  • Special condition: Standard
  • Horse amenities: Arena,Barn,Corral(s),Equestrian Facilities,Hay Storage,Pasture,Stable(s),Other - See Remarks

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Covered,Deck,Front Porch,Porch,Other
  • Exterior features: Elevator,Livestock Run In,Other - See Remarks
  • Fencing: Fenced,Back Yard,Electric,Front Yard,Full,Wood
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 22.21 Acres
  • Features: Cleared,Level,Pasture,Private,Rolling Slope,Wooded,Views

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway,Keypad Entry
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$352$4,224
Property Taxes $632$7,584
Electricity $284$3,410
Total$7,209$86,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,165/yr
40% on housing$216,270/yr
45% on housing$192,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 28080$297
Lincoln County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28080$194
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,199,999
2000-02-28Sold$295,000

For Sale by Agent

AgentCarl Maree
BrokeragePremier South

Similar Homes