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5427 Christopher Rd, Iron Station, NC, 28080

2beds
2baths
1,276sqft
$397,500
$312price/sqft
$2,546/moest. monthly cost
$101,840/yrincome needed

About This Home

Experience country living at its finest! This welcoming home offers a cozy living room with a wood fireplace insert, a spacious kitchen, and an open dining area exit to nice deck overlooking backyard. The main level includes 2 bedrooms and 2 full baths, while the upstairs flex room—currently used as attic space—could easily be finished into a bedroom, office, or hobby room. Set on 2.67 peaceful acres, the property features mature hardwoods, a garden spot, and excellent outbuildings: a 26x32 workshop with concrete floor, garage door, floor hoist, and air compressor, plus a 20x20 carport and a storage building with tractor shed. A circle drive adds convenience and charm. You truly must see this property to appreciate all it offers. Please pardon the boxes as the seller prepares for her move.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
6/10
North Lincoln MiddleGrades 6-81.4 mi
6/10
North Lincoln High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: Living Room,Wood Burning Stove
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,276

Flex Space

  • Features: Attic Walk In,See Remarks
  • Level: Upper

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 26477
  • Zoning: R-T
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 2.67 Acres
  • Features: Private,Sloped,Wooded,Views
  • Lot size dimensions: 509 x 460 x 612

Parking

  • Parking features: Detached Carport,Circular Driveway,Garage Shop
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,009$24,108
Home Insurance *$119$1,428
Property Taxes $218$2,616
Electricity $200$2,405
Total$2,546$30,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,291/yr
40% on housing$76,380/yr
45% on housing$67,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 28080$312
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28080$194
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$397,500
2026-04-09Listed for sale$400,000
2013-03-20Sold$144,500
2008-07-28Listing removed$195,000
2008-03-28Listed for sale$195,000

For Sale by Agent

AgentSusan Donaldson
BrokerageWest Norman Real Estate

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