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5226 Old Plank Rd, Iron Station, NC, 28080

6beds
5baths
3,832sqft
$699,000
$182price/sqft
$4,471/moest. monthly cost
$178,840/yrincome needed

About This Home

Beautiful farmhouse situated on a 1.6 acre corner lot completely updated top to bottom without losing its farmhouse charm. Extensive use of shiplap with light flooring and walls. Open floor plan boasts over 3,600 sq ft consisting of 6 bedrooms, 4.5 bathrooms! Outside there are 2 covered porches; an in-ground pool; a pool house w/bathroom; storage buildings; a gigantic 800 sq ft attached garage! AND a 2,400 sq ft detached workshop w/3 bay roll-up doors and office space, perfect for RV storing, hobbies, auto collection, workshop, or whatever you can imagine. The chef-worthy kitchen is a masterpiece with custom cabinetry w/pull-outs; beautiful quartz countertops; center island with butcher block top providing added workspace; an island with seating for entertaining; big farmhouse sink; walk-in pantry w/built-in cabinetry and wood countertops; and the charming pine beadboard ceilng is the 'frosting on the cake' in this beautiful kitchen. The Great Room/Dining Room with its soaring vaulted ceiling is anchored by a cozy fireplace and custom built-ins offering the perfect setting for gatherings and making memories. Library/office/den room with wall of built-in shelves/cabinets. The main floor bedroom wing has a full bathroom, an additional attached room for possible office or den with a full loft above, perfect for second living quarters. There's a mudroom w/built-in floor to ceiling shoe rack. Main floor laundry room with cabinets, built-in sink and folding table. Upstairs you'll find room for everyone with a loft gathering area, 5 bedrooms and 3 full bathrooms! The primary bedroom has a newly remodeled bathroom with a slipper tub, walk-in shower and dual vanities. Down the hallway you'll come to 4 additional bedrooms, one with an en-suite full bathroom, and at the end of the hall another full bathroom. Going through the French doors to the rear yard you can relax under the large covered porch or swim in the beautiful in-ground large rectangle swimming pool. All of the equipment, including the well equip is safely housed in the 'pool house' safe from weather deterioration. If your inner farmer is what calls you to this property you'll find plenty of space for raising chickens, goats, or growing your own food. You'll enjoy room to spread out with the zoning being a minimum of 3/4 acres in this area of Iron Station. A rural property that is only minutes from shopping, restaurants and schools. Charlotte is a quick drive down Hwy 16. Low Lincoln County property taxes. There's a small triangle parcel of 0.09 acres included so there are two parcels in this sale totaling 1.6 acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
4/10
East Lincoln MiddleGrades 6-82.0 mi
7/10
East Lincoln HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Exhaust Hood,Gas Range,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Door features: French Doors,Sliding Doors
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,832

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Ductless,Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,832
  • Total interior livable area: 3,832 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 70293, 33786
  • Zoning: R-T
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Exterior features: Storage
  • Fencing: Full

Lot

  • Lot size: 1.60 Acres
  • Features: Corner Lot
  • Lot size dimensions: 296 x 138 x 149 x 146 x 285

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$209$2,508
Property Taxes $372$4,464
Electricity $356$4,282
Total$4,471$53,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,291/yr
40% on housing$134,130/yr
45% on housing$119,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28080$312
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28080$194
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$769,000
2017-05-12Sold$274,000
2012-05-19Listing removed$228,900
2012-03-22Price change$228,900
2011-10-01Price change$244,900
2011-06-14Listed for sale$259,900

For Sale by Agent

AgentSusan Williams
BrokerageSouthern Homes of the Carolinas, Inc

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