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4005 Springland Lane, Bellingham, WA, 98226

4beds
3baths
2,569sqft
$869,000
$338price/sqft
$5,297/moest. monthly cost
$211,880/yrincome needed

About This Home

IMPROVED PRICE – NOW $819,900! Spacious 4-bedroom home with 2,569 SF in Bellingham's desirable Silver Beach neighborhood, featuring a level, fully fenced backyard, huge patio and exceptional indoor/outdoor living. Tucked along a tree-lined residential street with a welcoming neighborhood feel, this special pocket of Bellingham feels connected while still being close to everything. Vaulted ceilings, large windows and an open layout create bright, spacious living areas. The kitchen flows into the family room with a gas fireplace and easy access to the backyard. Upstairs you'll find four true bedrooms, convenient laundry and a spacious primary suite with private bath. Enjoy convenient access to Silver Beach Elementary via a nearby walking trail, with Whatcom Middle and Squalicum High also nearby. Just minutes to Barkley shopping, dining and amenities, with easy I-5 access while offering a residential setting that feels tucked away from the city. An exceptional combination of space, location, outdoor living and value!

Getting Around

14
WalkingCar-Dependent
21
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
8/10
Whatcom Middle SchoolGrades 6-83.0 mi
8/10
Squalicum High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2003

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Natural Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Slate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,569
  • Total interior livable area: 2,569 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 38032263468
  • Zoning: RM7.0
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Hot Tub/Spa,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Earthquake
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$157$1,884
Property Taxes $571$6,852
Electricity $175$2,108
Total$5,297$63,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,611/yr
40% on housing$158,910/yr
45% on housing$141,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$315
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$819,900
2026-07-16Price change$869,000
2026-05-28Listed for sale$899,000
2020-06-18Listing removed$2,400
2020-06-12Listed for rent$2,400
2017-06-01Listing removed$2,400
2017-05-16Listed for rent$2,400
2005-09-21Sold$389,900
2004-04-27Sold$290,100
2003-04-25Sold$74,500

For Sale by Agent

AgentBethany Lamb
BrokerageThe Joseph Group

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