7760 Wallace Ln, Denver, NC, 28037
About This Home
Tucked away on a beautifully maintained lot with no HOA, this all brick ranch offers the privacy, comfort, and ease of one level living that so many buyers are searching for. Just minutes from Lake Norman, public boat access, parks, golf, dining, and everyday conveniences, this home combines a peaceful setting with an incredibly convenient Denver location. Inside, you'll find extensive updates completed by the current owners, including a beautifully remodeled kitchen, fully renovated bathrooms, fresh interior paint throughout, and elegant plantation shutters that add timeless style to the main living areas. The thoughtful floor plan offers spacious living on a single level, making it ideal for buyers seeking accessibility, convenience, or a simpler lifestyle. Step outside and enjoy your own private retreat. The adorable screened porch overlooks a fenced backyard surrounded by mature trees, creating a setting that feels secluded and serene. Whether enjoying your morning coffee, entertaining friends, or simply relaxing at the end of the day, this outdoor space is sure to become a favorite. Additional features include three storage sheds that convey with the property, a well maintained yard, ample parking, and USDA eligibility for qualified buyers. If you've been looking for a move in ready home with privacy, charm, and easy access to everything Lake Norman and Denver have to offer, this one deserves a closer look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Oven,Refrigerator
- Laundry features: Laundry Room,Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Den
- Level: Main
- Area: 480.5775
- Dimensions: 20' 8" X 23' 3"
Features
- Attic Other
- Flooring: Wood
- Fireplace features: Den,Gas,Other - See Remarks
- Attic: Other
- Finished area below ground: 0
- Finished area above ground: 1,878
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,878
- Total interior livable area: 1,878 sqft
Primary Bedroom
- Level: Main
- Dimensions: 0' 0" X 0' 0"
Property
Details
- Parcel number: 54695
- Zoning: R-SF
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Enclosed,Rear Porch,Screened
- Exterior features: Storage
- Fencing: Back Yard,Fenced,Wood
Lot
- Lot size: 0.61 Acres
- Features: Private
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $251 | $3,012 |
| Electricity | $200 | $2,405 |
| Total | $2,957 | $35,484 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $470,000 |
| 2026-06-30 | Listing removed | $480,000 |
| 2026-06-20 | Listed for sale | $480,000 |
| 2022-10-11 | Sold | $400,000 |
| 2022-09-10 | Pending sale | $400,000 |
| 2022-09-08 | Listed for sale | $400,000 |
| 2015-01-09 | Sold | $160,000 |
| 2014-11-23 | Pending sale | $169,000 |
| 2014-09-05 | Price change | $169,000 |
| 2014-08-06 | Price change | $178,000 |
| 2014-04-18 | Price change | $184,900 |
| 2014-02-15 | Listed for sale | $179,900 |
| 2013-10-01 | Listing removed | $184,500 |
| 2013-03-27 | Listed for sale | $184,500 |
| 2011-02-07 | Listing removed | $175,000 |
| 2010-11-29 | Price change | $175,000 |
| 2010-09-04 | Price change | $185,000 |
| 2010-08-08 | Listed for sale | $199,000 |
| 2006-04-06 | Sold | $165,000 |
View on Zillow