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1032 Jacob Way, Odessa, FL, 33556

4beds
3baths
2,355sqft
$520,000
$221price/sqft
$3,813/moest. monthly cost
$152,520/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 2.5-bath home located in the desirable gated community of Ivy Lake Estates! Nestled on a quiet cul-de-sac, this spacious 2,355 sq ft single-family home has a NEW roof, an oversized 2-car garage, and offers a perfect blend of comfort, function, and modern design. The first level has a bright, open layout with tile floors throughout. The gourmet kitchen is a chef’s dream, featuring 42" soft-close cabinets with upper glass inlays and lighting, a gorgeous backsplash, quartz countertops, a farmhouse-style sink, island with eat-in space, pantry, and a separate wet bar with wine refrigerator—perfect for entertaining. The family room offers sliding glass doors leading out to a large, screened lanai that overlooks an oversized, fully fenced backyard. The private yard provides ample space for outdoor enjoyment or future pool. The formal dining room offers a great space for gatherings, while the additional formal living space can easily serve as a home office or den. The downstairs half bath has modern updates and a door leading to exterior. Modern touches continue with the wood and iron staircase leading to the second level with laminate wood flooring (NO CARPET) The spacious primary suite has dual walk-in closets, ensuite bathroom with double vanities and a luxurious step-in shower featuring floor to ceiling tile and rain head shower feature. Three additional generously sized bedrooms and a fully updated bathroom complete the upstairs space. Amenities of this beautiful community include playgrounds, basketball and volleyball court, and open park areas. Located with easy access to top rated schools, shopping, major roadways, and more. Schedule your private showing today—this one won’t last long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Bexley Elementary SchoolGrades PK-53.3 mi
7/10
7/10
Sunlake High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Range,Refrigerator,Wine Refrigerator
  • Laundry features: Laundry Closet,Upper Level

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 168.75
  • Dimensions: 13.5x12.5

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 114
  • Dimensions: 9.5x12

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 155.25
  • Dimensions: 13.5x11.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 120.75
  • Dimensions: 10.5x11.5

Family Room

  • Features: No Closet
  • Level: First
  • Area: 250
  • Dimensions: 20x12.5

Features

  • Eating Space In Kitchen,High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,234
  • Total interior livable area: 2,355 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Features: No Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Primary Bedroom

  • Features: Dual Closets
  • Level: Second
  • Area: 204
  • Dimensions: 17x12

Property

Details

  • Parcel number: 3126180020015000280
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Private Mailbox,Sidewalk
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 10,066 sqft
  • Features: Cul-De-Sac,Level,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$279$3,348
Property Taxes $668$8,016
Electricity $237$2,844
Total$3,813$45,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,731/yr
40% on housing$114,390/yr
45% on housing$101,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 33556$281
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33556$281
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Price change$534,000
2025-09-05Price change$544,000
2025-07-01Listed for sale$549,000
2019-07-26Sold$321,000
2019-04-25Price change$348,000
2019-04-20Listed for sale$368,500
2014-06-02Sold$229,900
2014-04-22Price change$229,999
2014-03-04Listed for sale$234,999
2013-03-02Listing removed$1,800
2013-02-23Listed for rent$1,800
2012-09-12Listing removed$1,800
2012-08-17Listed for rent$1,800
2003-07-22Sold$185,500

For Sale by Agent

AgentRachael Parianous
BrokerageTAMPA BAY ELITE HOMES, LLC

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