12197 CAPTIVA BLUFF Circle W, Jacksonville, FL, 32226
About This Home
🌴 Stunning Coastal-Inspired Retreat in Sought-After Northeast Jacksonville! Welcome to 12197 Captiva Bluff Circle West--where style, comfort, and tranquility come together in one beautiful package. Nestled in a peaceful, well-kept community near Jacksonville's picturesque marshes and riverfront, this home offers the perfect blend of privacy and convenience. Step inside to discover bright, airy living spaces, thoughtful upgrades, and a layout designed for both relaxation and effortless entertaining. Enjoy breezy mornings on your porch, spacious indoor gathering areas, and a backyard ready for your personal touch--ideal for cookouts, quiet evenings, or creating the outdoor oasis of your dreams. Located just minutes from shopping, parks, top commuter routes, and the natural beauty of Jacksonville's Northside, this property delivers the lifestyle everyone is searching for. Don't miss your chance to make this standout home yours--a rare opportunity in a highly desirable location!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Water Heater,Freezer,Instant Hot Water,Microwave,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Unit
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,443 sqft
Property
Details
- Parcel number: 1065345525
- Zoning description: PUD
Features
- Stories: 2
- Patio & porch: Rear Porch
- Fencing: Back Yard,Privacy
Lot
- Lot size: 7,840 sqft
- Features: Corner Lot
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Duval County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $375 | $4,500 |
| Electricity | $245 | $2,950 |
| Total | $2,444 | $29,328 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $380,000 |
| 2026-02-05 | Price change | $385,000 |
| 2025-12-20 | Listed for sale | $400,000 |
| 2003-07-09 | Sold | $200,000 |
View on Zillow