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3284 TALISMAN Drive, Middleburg, FL, 32068

4beds
3baths
2,341sqft
$359,000
$153price/sqft
$2,688/moest. monthly cost
$107,520/yrincome needed

About This Home

POND FRONT VIEW In the Mayfield development, this 4-bedroom 3-bath ranch awaits its new owners. As you step into the stunning entryway, nice touches within will make you feel at home right away. Hardwoods tile throughout the bottom story with brand new carpet in all major rooms and stairs. The large kitchen features marvelous counter space, with an island in an attractive layout. As you retreat to relax at night and recharge for tomorrow, hang out in the back yard with a stunning firepit and pond view.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
7/10
5/10
Middleburg High SchoolGrades PK,9-122.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,341 sqft

Property

Details

  • Parcel number: 33042500812300197

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Full,Wood
  • Has view: Yes
  • View description: Pond,Protected Preserve
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$244$2,928
Property Taxes $394$4,728
Electricity $235$2,827
Total$2,688$32,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,160/yr
40% on housing$80,640/yr
45% on housing$71,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$359,000
2026-03-30Listing removed$359,500
2026-03-26Listed for sale$359,500
2025-02-18Listing removed$359,500
2025-01-23Listing removed$2,200
2025-01-16Listed for rent$2,200
2024-11-18Price change$359,500
2024-09-18Price change$369,000
2024-08-19Listed for sale$389,900
2002-07-24Sold$130,200

For Sale by Agent

AgentMICHAEL SEARCEY
BrokerageHERRON REAL ESTATE LLC

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