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3960 Burton Ln, Denver, NC, 28037

4beds
3baths
3,880sqft
$1,675,000
$432price/sqft
$10,142/moest. monthly cost
$405,680/yrincome needed

About This Home

Discover the perfect blend of tranquility and charm that this brick ranch has to offer. Nestled in a highly desirable deep-water cove, providing breathtaking, year-round views of the main channel of Lake Norman. Built in 1973 with just under 4000 square feet of living area, seamlessly blending timeless character with functional design. The main level offers spacious, light-filled living, gorgeous hardwood floors,and updated appliances, while the basement provides excellent flexibility with a combination of finished living space and a dedicated workshop area-perfect for hobbies, projects or extra storage. Step outside to enjoy the serene waterfront setting,from your premium Trex composite decks,ideal for effortless entertaining or relaxing mornings, or head down to your durable VEKA dock equipped with an 8,000 lb boat lift. While you will feel worlds away in this private lakeside oasis, you remain perfectly positioned for modern living. This home offers the best of both worlds: quiet and private lake access with the convenience of being a short drive from local shopping and 30 minutes to Charlotte Douglas International Airport.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Rock Springs ElementaryGrades PK-53.3 mi
6/10
North Lincoln MiddleGrades 6-88.4 mi
6/10
North Lincoln High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Exhaust Hood,Ice Maker,Refrigerator with Ice Maker,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Daylight,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Features: Built-in Features
  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Features: Built-in Features,Central Vacuum,Computer Niche
  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Family Room,Gas Log,Recreation Room
  • Finished area below ground: 1,232
  • Finished area above ground: 2,648

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,648
  • Total interior livable area: 3,880 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Workshop

  • Level: Main

Property

Accessibility

  • Accessibility features: Bath Grab Bars

Details

  • Parcel number: 30087
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony,Covered,Deck,Front Porch,Rear Porch,Screened,Other
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Boat Slip (Deed),Dock,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.56 Acres
  • Features: Level,Sloped,Wooded,Views

Parking

  • Total spaces: 6
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$463$5,556
Property Taxes $849$10,188
Electricity $361$4,336
Total$10,142$121,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$347,725/yr
40% on housing$304,260/yr
45% on housing$270,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$253
Lincoln County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,650,000
2026-07-27Price change$1,675,000
2026-07-04Listed for sale$1,750,000
2017-05-09Sold$650,000
2017-04-05Pending sale$675,000
2017-04-04Listed for sale$675,000

For Sale by Agent

AgentLaura Zumwalt
BrokerageKeller Williams Advantage

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