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1010 Ferndale St N, Maplewood, MN, 55119

5beds
2baths
2,132sqft
$425,000
$199price/sqft
$3,143/moest. monthly cost
$125,720/yrincome needed

About This Home

This well-maintained and beautifully designed five bedroom and two bathroom home offers a perfect blend of space, style, and functionality. On the main level is a stunning open concept kitchen designed for both everyday living and effortless entertaining. The oversized island crowned with crisp white granite offers abundant prep space while sleek stainless steel appliances and durable laminate flooring complete the polished look. The kitchen flows seamlessly into the living room, and sliding doors invite the outdoors in creating a bright connected space that is perfect for gatherings of any size. Step outside to a stunning backyard retreat featuring a freshly stained deck, open patio, and the surrounding mature trees which feel like a private sanctuary perfect for entertaining or simply unwinding. Enjoy the ease and flexibility of three bedrooms and a full bath all on one level with the fully finished lower level having two additional bedrooms and a bathroom with a luxurious yet practical floor to ceiling ceramic tiled walk-in shower. Whether it’s movie night, game day, or a casual get-together, the lower level family room delivers an inviting space complete with a wet bar, draft keg refrigerator, and full refrigerator that keeps the fun going all night long. There is a two car attached garage with a shed for extra storage, and the roof is only 4 years old! Ideally situated in Maplewood with quick access to Maplewood Mall, Rosedale Center, and Woodbury’s thriving retail corridor. You will never be far from premier shopping, dining, and everyday conveniences. Wondering if this is the one? Let the video decide.

Getting Around

45
WalkingCar-Dependent
36
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
Tartan Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Level: Lower
  • Area: 90
  • Dimensions: 9x10

Bedroom5

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Family Room

  • Level: Lower
  • Area: 432
  • Dimensions: 18x24

Features

  • Finished area below ground: 1,066
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 252922140072
  • Zoning description: Residential-Single Family
  • Foundation area: 1066

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 95 x 134

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$303$3,636
Property Taxes $512$6,144
Electricity $179$2,157
Total$3,143$37,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,760/yr
40% on housing$94,290/yr
45% on housing$83,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 55119$143
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55119$181
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$425,000
2017-10-04Sold$268,000
2017-08-07Pending sale$274,900
2017-07-28Price change$274,900
2017-07-25Listed for sale$299,900
2017-04-19Sold$182,000

For Sale by Agent

AgentSheri M Rude
BrokerageEdina Realty, Inc.

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