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19322 Yachtman Dr, Cornelius, NC, 28031

6beds
5baths
3,893sqft
$1,798,500
$462price/sqft
$10,925/moest. monthly cost
$437,000/yrincome needed

About This Home

Experience the pinnacle of Lake Norman WATERFRONT living in this exceptional, private retreat—perfectly positioned between Jetton Park and Ramsey Creek Park—with the rare advantage of no HOA. Set on a beautifully wooded .73-acre cul-de-sac lot, this property gently slopes to an expansive, freshly dredged cove (completed at the seller’s expense of $93,000), offering enhanced water depth, usability, and long-term value.Designed to capture breathtaking water views from nearly every angle, the home features an inviting open-concept kitchen and sunlit breakfast area framed by walls of windows. The dramatic two-story great room showcases soaring ceilings, abundant natural light, and a striking fireplace—creating an elegant yet welcoming centerpiece ideal for both everyday living and entertaining. The main-level primary suite offers a private sanctuary with a walk-in closet, soaking tub, and separate shower. Also on the main level: a dedicated office, guest bedroom, full bath, and a thoughtfully placed laundry room for convenience. Upstairs, three additional bedrooms, two full baths, and a versatile flex space provide endless options for a gym, media room, or creative studio. Outdoor living is equally impressive. A serene screened porch overlooks a lush, private backyard that leads to an extended shoreline featuring a private dock and covered gazebo—perfect for lakeside entertaining, sunset views, or peaceful mornings on the water. Situated in a calm no-wake cove with quick access to the main channel, this location offers the best of both tranquility and convenience. Just minutes from The Peninsula Club, Lake Norman Yacht Club, I-77, upscale dining, shopping, and medical facilities, this home represents a rare opportunity to own a premier waterfront estate in one of Cornelius’s most sought-after locations. A truly exceptional offering—where privacy, luxury, and lifestyle converge on Lake Norman.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
J.V. Washam ElementaryGrades K-51.7 mi
10/10
Bailey Middle SchoolGrades 6-83.4 mi
6/10
William Amos Hough HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Water Heater,Gas Cooktop,Ice Maker,Microwave,Refrigerator with Ice Maker
  • Laundry features: Laundry Chute,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Great Room
  • Attic: Pull Down Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,893

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,893
  • Total interior livable area: 3,893 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00106132
  • Zoning: GR
  • Special condition: Estate,None

Features

  • Levels: Two
  • Stories: 2
  • Has spa: Yes
  • Has view: Yes
  • View description: Water,Winter,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.73 Acres
  • Features: Adjoins Forest,Cul-De-Sac,Private,Wooded,Other - See Remarks
  • Lot size dimensions: 259 x 100 x 214 x 85 x 71 x 115

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,094$109,128
Home Insurance *$552$6,624
Property Taxes $917$11,004
Electricity $362$4,351
Total$10,925$131,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$374,571/yr
40% on housing$327,750/yr
45% on housing$291,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$375
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$1,895,000
2026-02-27Listed for sale$1,995,000
2025-12-08Listing removed$1,995,000
2025-11-05Listed for sale$1,995,000

For Sale by Agent

AgentKaren Hollingsworth Miller
BrokerageDickens Mitchener & Associates Inc

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