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20224 Northport Dr, Cornelius, NC, 28031

4beds
3baths
2,279sqft
$639,000
$280price/sqft
$3,982/moest. monthly cost
$159,280/yrincome needed

About This Home

Situated on a lot at 20224 Northport Dr, this residence includes a fireplace. The kitchen contains stainless steel appliances. The primary bathroom features double sinks, a separate tub and shower. The exterior provides a deck and a fenced in backyard. This home is a true oasis, offering a blend of comfort and luxury. Don't miss out on this gem! Included 100-Day Home Warranty with buyer activation

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Cornelius ElementaryGrades K-51.7 mi
10/10
Bailey Middle SchoolGrades 6-83.4 mi
6/10
William Amos Hough HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,279

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,279
  • Total interior livable area: 2,279 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Office

  • Level: Upper

Property

Details

  • Parcel number: 00110309
  • Zoning: NR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$196$2,352
Property Taxes $343$4,116
Electricity $212$2,547
Total$3,982$47,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,525/yr
40% on housing$119,460/yr
45% on housing$106,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$377
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$684,000
2026-03-26Listed for sale$701,000
2026-03-16Sold$639,000
2018-10-16Listing removed$379,500
2018-09-14Price change$379,500
2018-08-30Price change$385,000
2018-08-10Listed for sale$389,000
2016-10-31Sold$370,000
2016-09-25Listed for sale$374,500
2016-08-09Listing removed$355,000
2016-05-11Listed for sale$355,000
2009-05-01Listing removed$325,000
2009-04-30Listed for sale$325,000
2006-06-12Sold$310,000
2000-06-26Sold$251,000
2000-01-14Sold$39,000

For Sale by Agent

AgentLisa McGill
BrokerageOpendoor Brokerage LLC

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