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21410 Pinecrest Pl, Cornelius, NC, 28031

3beds
3baths
2,730sqft
$775,000
$284price/sqft
$4,808/moest. monthly cost
$192,320/yrincome needed

About This Home

Premier off-water location! Experience the ultimate Lake Norman lifestyle! This home is situated on an elevated lot in the center of the "island" of the Island Forest neighborhood; the aerial pictures say it all! Spacious, open floor plan. Beautiful oak hardwood floors throughout main level. Gorgeous kitchen complete with quartz countertops, breakfast bar and awesome backsplash. Expansive breakfast room offers views of the private backyard and custom flagstone patio. Large, open living room features vaulted ceiling, gas fireplace and wonderful natural light. Spacious dining room is perfect for hosting. Large, main level primary bedroom suite complete with huge bath and walk-in closet. The upper level offers 2 large bedrooms, endless space in the expansive bonus room. Beautifully landscaped yards. Covered back porch leads to custom flagstone patio. Hot tub located directly off the covered back porch offers wonderful opportunities to unwind anytime. Tankless water heater, immaculate crawlspace, spotless 2 car garage, this home has been meticulously maintained. Highly sought after Island Forest neighborhood offers private/gated (residence only) waterfront lot complete with boat ramp and pier! Prime location near parks, restaurants, and boutique shopping. This residence defines the vibrant Lake Norman way of life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Cornelius ElementaryGrades K-52.9 mi
10/10
Bailey Middle SchoolGrades 6-84.7 mi
6/10
William Amos Hough HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: In Hall,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,730

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,730
  • Total interior livable area: 2,730 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00111209
  • Zoning: GR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Back Yard
  • Waterfront features: Boat Ramp – Community,Boat Slip – Community,Pier - Community
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.22 Acres
  • Features: Wooded
  • Lot size dimensions: 79 x 125 x 79 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$237$2,844
Property Taxes $399$4,788
Electricity $254$3,051
Total$4,808$57,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,845/yr
40% on housing$144,240/yr
45% on housing$128,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$377
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$875,000
2026-03-26Price change$895,000
2026-03-09Price change$920,000
2025-11-14Listed for sale$949,900
2007-10-11Sold$385,000
1998-09-25Sold$246,500

For Sale by Agent

AgentRobert Drag
BrokeragePremier Sotheby's International Realty

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