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21510 Norman Shores Dr, Cornelius, NC, 28031

4beds
3baths
2,304sqft
$1,219,000
$529price/sqft
$7,407/moest. monthly cost
$296,280/yrincome needed

About This Home

Experience Waterfront Living at its finest in this stunning Lake Norman retreat, perfectly situated on a prestigious peninsula Cul-De-Sac lot with Lake Front sweeping panoramic views and Sandy Beach. This exceptional lakefront home offers the rare combination of a Private Dock, creating your own personal oasis for relaxation and recreation. Step inside to discover a light-filled, open-concept design where expansive windows frame breathtaking water views from nearly every room. The gourmet kitchen flows seamlessly into spacious living and dining areas, making it ideal for entertaining or enjoying quiet evenings by the lake. High-end finishes, custom details, and thoughtfully designed spaces elevate the home’s elegance and comfort. The Primary Suite is a true sanctuary Located on the Main Level, featuring serene lake views, a luxurious ensuite bath, and direct access to outdoor living spaces. Additional bedrooms located in finished basement provide ample room for family and guests, each designed with comfort and style in mind. Outside, enjoy the ultimate Waterfront Lifestyle. Lounge on your private sandy beach, launch a boat from your dock, or unwind on the expansive deck as the sun sets over the water. The beautifully landscaped grounds enhance the home’s natural beauty while offering privacy and tranquility. Whether you’re seeking a full-time residence or a weekend escape, this Lake Norman gem delivers the perfect blend of luxury, leisure, and lakeside charm.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Cornelius ElementaryGrades K-51.7 mi
10/10
Bailey Middle SchoolGrades 6-83.4 mi
6/10
William Amos Hough HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Exhaust Hood,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Inside,Sink,Washer Hookup

Basement

  • Features: None
  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Attic Other
  • Door features: Insulated Door(s),Sliding Doors
  • Flooring: Carpet,Tile,Marble,Other
  • Fireplace features: Family Room,Wood Burning,Other - See Remarks
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,304

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: Main

Laundry

  • Features: None
  • Level: Basement

Living Room

  • Features: None
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 00143132
  • Zoning: GR
  • Special condition: Standard
  • Exclusions: CHANDELAR
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Covered
  • Exterior features: Outdoor Kitchen,Outdoor Shower
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach - Private,Dock,Waterfront
  • Waterbody name: LAKE NORMAN

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Driveway,RV Access/Parking
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,163$73,956
Home Insurance *$374$4,488
Property Taxes $656$7,872
Electricity $214$2,575
Total$7,407$88,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,954/yr
40% on housing$222,210/yr
45% on housing$197,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$374
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,395,000
2024-02-07Listing removed--
2024-01-08Listed for rent$4,300
2023-04-14Listing removed--
2023-02-25Price change$900
2023-02-20Price change$2,400
2023-02-11Price change$1,700
2023-02-08Price change$2,300
2023-02-01Price change$2,200
2023-01-29Price change$2,600
2023-01-28Listed for rent$1,600
2022-09-02Listing removed--
2022-08-02Listed for rent$3,995
2017-07-10Sold$465,000
2017-05-07Pending sale$475,000
2017-04-27Listed for sale$475,000
2012-12-01Listing removed$465,000
2012-09-28Price change$465,000
2012-07-06Listed for sale$475,000
2001-06-04Sold$300,000

For Sale by Agent

AgentJeff OBrien
BrokerageJeff OBrien Realty

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