20105 Chapel Point Ln, Cornelius, NC, 28031
About This Home
WATERFRONT IN CORNELIUS! Fully remodeled with designer finishes throughout, this private oasis offers water views from nearly every room. You've earned it — relax on the backyard deck overlooking the lake and marina. Enjoy 46' of water frontage, a private dock, a sandy beach, and access to the community boat ramp and dock. Expansive windows fill the main living areas with natural light, creating an airy, vacation-like feel. The main-level primary suite offers water views, privacy, and convenient access to living areas. The elegant ensuite bath with upscale features makes every day a spa day, while dual closets provide ample storage. The chef’s kitchen boasts a 48" range/double oven, perfect for entertaining or everyday meals. Excellent flow between the kitchen, living room, dining room, and expansive deck makes hosting a breeze. Upstairs, three secondary bedrooms offer flexibility — ideal for a home office, gym, or hobby space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Crawl Space
- Construction materials: Synthetic Stucco
Other
- Builder name: Young
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Light Fixtures,ENERGY STAR Qualified Refrigerator,Exhaust Hood,Freezer,Gas Cooktop,Gas Range,Gas Water Heater,Ice Maker,Oven,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Tankless Water Heater,Washer,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Mud Room,Washer Hookup
Basement
- Basement: Exterior Entry
Bathroom Full
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Attic Other,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
- Door features: French Doors,Sliding Doors
- Window features: Insulated Windows
- Flooring: Carpet,Hardwood,Tile,Wood
- Fireplace features: Family Room,Gas Log,Primary Bedroom
- Attic: Other,Walk-In
- Finished area below ground: 0
- Finished area above ground: 2,304
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Natural Gas
- Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Heat Pump
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 00150122
- Zoning: GR
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch,Rear Porch
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water,Year Round
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach - Private,Boat Slip (Deed),Dock,Paddlesport Launch Site,Waterfront
- Waterbody name: lake norman
Lot
- Lot size: 0.50 Acres
- Features: Views
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,343 | $100,116 |
| Home Insurance * | $506 | $6,072 |
| Property Taxes | $846 | $10,152 |
| Electricity | $214 | $2,575 |
| Total | $9,909 | $118,908 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $1,750,000 |
| 2026-02-23 | Listing removed | $6,000 |
| 2026-02-22 | Listed for sale | $1,850,000 |
| 2026-02-15 | Listed for rent | $6,000 |
| 2026-02-12 | Listing removed | $1,850,000 |
| 2025-12-10 | Listed for sale | $1,850,000 |
| 2025-12-01 | Listing removed | $6,500 |
| 2025-10-28 | Listed for rent | $6,500 |
| 2025-10-28 | Listing removed | $1,800,000 |
| 2025-10-10 | Price change | $1,800,000 |
| 2025-07-28 | Listed for sale | $1,875,000 |
| 2025-06-17 | Listing removed | $1,999,999 |
| 2025-04-16 | Listed for sale | $1,999,999 |
| 2025-04-01 | Listing removed | $1,999,999 |
| 2025-03-15 | Listed for sale | $1,999,999 |
| 2023-06-02 | Sold | $956,000 |
For Sale by Agent
View on Zillow