20127 Chapel Point Ln, Cornelius, NC, 28031
About This Home
Nestled within one of Lake Norman's most sought-after waterfront communities, this impeccably maintained 4-bedroom residence presents an exceptional opportunity to enjoy a lifestyle defined by natural beauty, privacy, and effortless lake living. Bathed in natural light, the thoughtfully designed interior features expansive living spaces and a seamless open-concept floor plan ideal for both everyday comfort and refined entertaining. The chef-inspired kitchen serves as the heart of the home, anchored by an oversized island that invites gathering, while walls of windows frame the tranquil wooded setting and create a seamless connection to the outdoors. Just moments from your front door, exclusive community lake access includes a private swim dock, neighborhood dock, and boat launch for kayaks, canoes, and paddleboards—offering an effortless way to embrace life on Lake Norman. Nearby, Jetton Park, located approximately one mile away, provides miles of picturesque waterfront trails perfect for outdoor adventures while taking in breathtaking lake views. Located along the tree-lined streets of Chapel Point Lane, this intimate, established enclave is prized for its distinctive character, mature landscape, and welcoming sense of community. While tucked away in a peaceful setting, the home enjoys convenient access to award-winning schools, upscale shopping, fine dining, golf, and the everyday conveniences that make this one of the region's most desirable locations. Offering the rare combination of community lake access, timeless appeal, and an exceptional location, this residence presents an outstanding opportunity to experience the coveted Lake Norman lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Crawl Space
- Construction materials: Synthetic Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Refrigerator
- Laundry features: Utility Room
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Dining Room
- Level: Main
Features
- Flooring: Tile,Wood
- Fireplace features: Gas Log,Living Room
- Finished area below ground: 0
- Finished area above ground: 2,286
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,286
- Total interior livable area: 2,286 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 00150125
- Zoning: GR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Waterbody name: Lake Norman
Lot
- Lot size: 0.54 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $260 | $3,120 |
| Property Taxes | $515 | $6,180 |
| Electricity | $212 | $2,555 |
| Total | $5,280 | $63,360 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $849,000 |
| 2026-05-30 | Listed for sale | $885,000 |
| 2006-03-01 | Sold | $279,000 |
| 2002-01-10 | Sold | $236,000 |
| 2001-06-07 | Sold | $203,533 |
For Sale by Agent
View on Zillow