18426 Peninsula Cove Ln, Cornelius, NC, 28031
About This Home
Waterfront home with a private dock on one of the most prestigious and quietest streets in the Peninsula. Immaculately maintained, this home awaits your personal touches. A European Contemporary with an open floor plan that leads to a terrace with water views and outdoor kitchen and dining. An amazing property but needs a little vision to make it your own lakefront slice of heaven. Preliminary pool approval from the HOA and room for expansion on the lower level. 3 car garage with hydraulic lift. A very short distance to the Peninsula Club (separate membership required) featuring golf, tennis, pickleball, swimming and fine dining. All amenities are a short distance away and downtown CLT and the airport just 35 minute drive away.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,European
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal
- Laundry features: Laundry Room,Upper Level
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Features: Cathedral Ceiling(s),Ceiling Fan(s),See Remarks
- Level: Main
Features
- Open Floorplan,Storage,Walk-In Closet(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile
- Fireplace features: Family Room
- Attic: Pull Down Stairs
- Finished area below ground: 997
- Finished area above ground: 4,130
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 4,130
- Total interior livable area: 5,127 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Upper
Property
Details
- Parcel number: 00164125
- Zoning: GR
- Special condition: Standard
- Exclusions: Dining room chandelier and foyer ch
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Enclosed,Terrace
- Exterior features: In-Ground Irrigation
- Has view: Yes
- View description: Golf Course,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Boat Lift,Dock,Waterfront
- Waterbody name: Lake Norman
Lot
- Lot size: 0.59 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Other - See Remarks,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,681 | $200,172 |
| Home Insurance * | $1,012 | $12,144 |
| Property Taxes | $1,677 | $20,124 |
| Electricity | $477 | $5,730 |
| Total | $19,847 | $238,164 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $3,299,000 |
| 1994-04-18 | Sold | $255,000 |
For Sale by Agent
View on Zillow