See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

17626 Spinnakers Reach Dr, Cornelius, NC, 28031

6beds
4baths
3,610sqft
$1,750,000
$485price/sqft
$10,660/moest. monthly cost
$426,400/yrincome needed

About This Home

Welcome to your own private farmhouse retreat in the highly coveted Peninsula community. Thoughtfully renovated and beautifully designed, this modern farmhouse seamlessly blends rustic charm with sophisticated contemporary style, creating a warm yet refined living experience. A circular driveway sets the tone, welcoming guests to a home filled with character and craftsmanship. Inside, rich dark hardwood floors, exposed beams, barn doors, custom built-ins, and clean architectural lines create an inviting atmosphere throughout. The open-concept floor plan is designed for both everyday living and effortless entertaining, centered around a beautifully updated gourmet kitchen that serves as the heart of the home. The spacious main-level primary suite offers a private retreat, featuring a stunning spa-inspired bath thoughtfully reimagined with luxurious finishes. Upstairs, generous secondary bedrooms, flexible gathering spaces, a media room with built-in bunk beds, and additional rooms ideal for a home office, fitness studio, or hobby space provide exceptional versatility for family and guests. Outdoor living is equally impressive. Enjoy an expansive rear deck, covered upper terrace, charming pergola, fire pit area, and a large fenced backyard designed for relaxation and entertaining. Pool pre-approval is already in place, offering the opportunity to create a private outdoor oasis tailored to your lifestyle. Ideally located just a short stroll from the Peninsula Club and its exceptional amenities, residents also enjoy access to two community docks with potential boat slip lease opportunities. Combining timeless farmhouse character, modern updates, and an unparalleled Lake Norman lifestyle, this exceptional residence offers a rare opportunity to enjoy one of the area's most sought-after communities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Cornelius ElementaryGrades K-53.1 mi
10/10
Bailey Middle SchoolGrades 6-84.6 mi
7/10
William Amos Hough HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space
  • Construction materials: Stucco,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Features: Garden Tub
  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Features: Attic Stairs Pulldown
  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Dining Room

  • Features: Built-in Features,Open Floorplan
  • Level: Main

Family Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Features

  • Attic Other,Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Family Room
  • Attic: Other,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,610

Heating & Cooling

  • Heating features: Central,Floor Furnace,Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 3,610
  • Total interior livable area: 3,610 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Features: Built-in Features
  • Level: Main

Other

  • Features: Attic Other,Built-in Features
  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s),Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Study

  • Features: Cathedral Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 00168109
  • Zoning: GR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Patio,Terrace
  • Exterior features: Fire Pit,In-Ground Irrigation
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$537$6,444
Property Taxes $939$11,268
Electricity $336$4,034
Total$10,660$127,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$365,485/yr
40% on housing$319,800/yr
45% on housing$284,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$375
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,750,000
2024-06-28Sold$1,270,000
2024-05-03Price change$1,325,000
2024-04-25Listed for sale$1,399,000
2023-09-20Sold$1,110,000
2023-08-12Price change$1,225,000
2023-07-22Listed for sale$1,250,000
2014-10-30Sold$483,000
2014-10-03Pending sale$500,000
2014-09-23Price change$500,000
2014-07-28Listed for sale$519,000
2014-04-24Listing removed$489,000
2013-10-16Price change$489,000
2013-08-22Price change$499,000
2013-06-04Listed for sale$519,000
2011-09-19Listing removed$539,000
2010-10-17Listed for sale$539,000

For Sale by Agent

AgentMarzia Mazzotti
BrokeragePremier Sotheby's International Realty

Similar Homes