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26829 Saint Andrews Ln, Valley Center, CA, 92082

5beds
5baths
4,413sqft
$1,375,000
$312price/sqft
$10,211/moest. monthly cost
$408,440/yrincome needed

About This Home

Imagine Your Story Here... 26829 Saint Andrews Lane Tucked away in the peaceful, gated enclave of Woods Valley — surrounded by the rolling fairways of the Native Oaks Golf Course — sits a beautiful two-story home, as you pull up to the circular driveway of this 4,413 sq ft TriMark Estate featuring 5 large bedrooms and 4 full baths with a guest powder room on .56 acres you will love the elevated views. Step inside and you’re welcomed by soaring 10-foot ceilings, rich hardwood floors, and an abundance of natural light. The heart of the home is the expansive great room and family area, anchored by a cozy fireplace — perfect for gathering with loved ones. Just beyond lies a gourmet kitchen featuring upgraded cabinets, granite counters, a massive center island that seats six, a sunny breakfast nook, and a coffee bar nook. Around the corner you’ll find a full laundry room with a sink and convenient access to the private granny flat (downstairs) a self-contained suite with its own side entrance, full kitchen, bathroom, and washer/dryer. Ideal for visiting parents, adult children, or guests who want their own space. Upstairs, the luxurious primary suite awaits. Wake up to gentle breezes on your private balcony, watching sunsets over the hills or enjoying quiet morning coffee. The suite includes a spa-like bath with soaking tub and walk-in shower, plus an oversized walk-in closet. A spacious loft overlooks the home below — easily transformed into a home office, gym, or kids’ playroom. Three additional bedrooms complete the upstairs: one with its own ensuite bath and two that share a convenient Jack-and-Jill bathroom. Outside, your private resort awaits. Dive into the sparkling pool and jacuzzi, practice your short game on the putting green, fire up the built-in BBQ island, or relax under the large pergola with a good book. The backyard offers plenty of room for gardens, play, or simply unwinding under the California sky. Best of all? This home comes with a fully owned solar system, keeping your electric bills remarkably low, along with dual-zone air conditioning, ceiling fans, and thoughtful upgrades throughout. Located in the Valley Center School District, with bus pickup and drop-off right at the Woods Valley entrance — making life easier for busy families. This is more than a house. It’s where your next chapter begins.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Valley Center ElementaryGrades 3-52.2 mi
2/10
5/10
Valley Center HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooktop,Disposal,Microwave,Range Hood,Water To Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Soaking Tub,Separate Shower,Tub Shower,Vanity,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Storage,Two Story Ceilings,Bedroom on Main Level,Dressing Area,Entrance Foyer,Jack and Jill Bath,Loft,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Panel Doors
  • Window features: Double Pane Windows,Plantation Shutters,Screens
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Great Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas,Zoned
  • Cooling features: Central Air,Dual,Zoned

Interior Area

  • Total interior livable area: 4,413 sqft

Kitchen

  • Features: Butler's Pantry,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Walk-In Pantry

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Dressing Area

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 1893603200
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: FRONT
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Concrete,Open,Patio,Balcony
  • Exterior features: Balcony,Barbecue
  • Has spa: Yes
  • Spa features: Gunite,In Ground,Private
  • Fencing: Partial
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 0.56 Acres
  • Features: Back Yard,Front Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Near Park,Planned Unit Development,Paved,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$484$5,808
Property Taxes $1,829$21,948
Electricity $946$11,355
Total$10,211$122,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,091/yr
40% on housing$306,330/yr
45% on housing$272,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 92082$402
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92082$390
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$1,325,000
2026-06-26Price change$1,375,000
2026-06-04Listed for sale$1,385,000
2016-06-09Sold$675,000
2014-09-25Sold$658,000
2014-07-20Price change$649,888
2014-06-20Listed for sale$679,900
2014-02-12Listing removed$669,900
2014-01-24Price change$669,900
2014-01-16Price change$699,999
2014-01-11Listed for sale$724,900
2011-01-14Sold$430,000
2010-11-22Price change$423,900
2010-10-27Price change$460,900
2010-09-09Listed for sale$483,900
2010-05-07Sold$456,045
2005-05-04Sold$786,000

For Sale by Agent

AgentSandra Zambito
BrokerageLPT Realty

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