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19608 Galleon Vw, Cornelius, NC, 28031

3beds
3baths
2,314sqft
$750,000
$324price/sqft
$4,610/moest. monthly cost
$184,400/yrincome needed

About This Home

Welcome to this beautiful two-story home located in the desirable Blue Harbor Community, tucked away in a peaceful cul-de-sac setting with a DEEDED BOAT SLIP and wonderful lake lifestyle amenities. From the moment you enter, you will appreciate the open floor plan, beautiful hardwood floors, abundant natural light, and spacious living areas designed for both everyday living and entertaining. The spacious living area features large windows overlooking the private fenced backyard and deck, bringing the outdoors in and filling the home with natural light. The main level features a private primary suite with direct access to the back deck, creating the perfect retreat to enjoy peaceful mornings or relaxing evenings. The primary bathroom offers a beautiful design with a spa-like feel. A gourmet kitchen with granite countertops, ample cabinetry, and an open layout that flows seamlessly into the dining and living spaces. Upstairs you will find additional bedrooms and a versatile loft area perfect for a home office, media space, or additional living area. Enjoy outdoor living in the private fenced backyard or entertain guests on the spacious deck. The home also offers a two-car garage with an additional large driveway providing plenty of parking. The Blue Harbor Community offers resort-style amenities including an outdoor pool, clubhouse, pickleball courts, and lake access. With a deeded boat slip included, you can enjoy all that lake living has to offer. Conveniently located near grocery stores, restaurants, shopping, and just minutes from Birkdale, with easy access to major highways for commuting and travel. This home offers the perfect blend of comfort, privacy, convenience, and an active lake lifestyle.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Cornelius ElementaryGrades K-51.1 mi
10/10
Bailey Middle SchoolGrades 6-82.9 mi
7/10
William Amos Hough HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Crawl Space
  • Construction materials: Stone Veneer,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Exhaust Fan,Oven,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Cathedral Ceiling(s)
  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Features: Built-in Features
  • Level: Main

Family Room

  • Features: Open Floorplan
  • Level: Main

Features

  • Soaking Tub,Open Floorplan
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate,Tile,Wood
  • Fireplace features: Family Room,Gas Log,Living Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,314

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,314
  • Total interior livable area: 2,314 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 00169126
  • Zoning: GR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Fencing: Back Yard
  • Waterfront features: Boat Slip (Deed),Boat Slip (Deed) (Off Site)
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.17 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$230$2,760
Property Taxes $373$4,476
Electricity $215$2,586
Total$4,610$55,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,057/yr
40% on housing$138,300/yr
45% on housing$122,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$377
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$750,000
2026-07-08Price change$755,000
2026-06-12Listed for sale$760,000
2024-09-06Sold$710,000
2024-08-09Listed for sale$719,000
2023-05-18Sold$580,000
2014-07-28Sold$346,000
2014-06-09Pending sale$365,000
2014-05-24Listed for sale$365,000
2014-05-05Pending sale$365,000
2014-04-10Listed for sale$365,000
2008-02-29Sold$383,000
2004-07-01Sold$275,000
2001-05-29Sold$181,000
1999-08-24Sold$246,556

For Sale by Agent

AgentStephannie McKinney
BrokerageReal Broker, LLC

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