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19740 Valiant Way, Cornelius, NC, 28031

4beds
3baths
2,647sqft
$650,000
$246price/sqft
$4,080/moest. monthly cost
$163,200/yrincome needed

About This Home

Rare opportunity to enjoy the Lake Norman lifestyle in the highly desirable Blue Stone Harbor community, complete with deeded Boat Slip #69. This spacious 4-bedroom, 3-bath home has been thoughtfully refreshed with fresh interior paint, professional deep cleaning, power washing, fresh landscaping, new gutters, and a newer second-floor HVAC system. Additional features include a whole-home security system and a main-floor air purifier, making this home truly move-in ready. Inside, you'll find generous living spaces filled with natural light, a functional two-story layout, a cozy gas fireplace, main-level laundry, and an attached two-car garage. Office or bedroom on the main level. The fenced backyard and deck provide the perfect setting for relaxing evenings, entertaining family and friends, or unwinding after a day on Lake Norman. Blue Stone Harbor offers an exceptional amenity package, including Lake Norman access, deeded Boat Slip #69, a community boat ramp, pool, clubhouse, tennis and pickleball courts, sidewalks, and a vibrant neighborhood atmosphere. Conveniently located just minutes from shopping, dining, parks, marinas, and I-77, this home offers the perfect blend of lake living and everyday convenience. Thoughtfully maintained and priced to reflect the opportunity for future personalization, this home offers exceptional value in one of Cornelius' most sought-after lake communities. Enjoy the benefits of recent improvements while making the space your own over time. Don't miss this opportunity to own your piece of Lake Norman. Construction on Torrence Chapel, Knox Rd, and One Norman for road and traffic improvements. Utilities/Easements/HOA Fence and HOA Entry Sign may be impacted.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Cornelius ElementaryGrades K-51.0 mi
10/10
Bailey Middle SchoolGrades 6-82.7 mi
7/10
William Amos Hough HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Den,Gas
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,647

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,647
  • Total interior livable area: 2,647 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00169241
  • Zoning: GR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced
  • Waterfront features: Boat Slip (Deed)
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.19 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$199$2,388
Property Taxes $349$4,188
Electricity $246$2,958
Total$4,080$48,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,885/yr
40% on housing$122,400/yr
45% on housing$108,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$377
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$650,000
2017-12-16Listing removed$412,000
2017-12-16Listed for sale$412,000
2017-12-15Sold$407,500
2017-10-18Pending sale$412,000
2017-10-16Listed for sale$412,000
2000-06-08Sold$226,000

For Sale by Agent

AgentDonna Galinsky
BrokerageHoward Hanna Allen Tate Davidson

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