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18928 Peninsula Point Dr, Cornelius, NC, 28031

4beds
4baths
3,831sqft
$1,795,000
$469price/sqft
$10,944/moest. monthly cost
$437,760/yrincome needed

About This Home

Positioned on a sought-after street within The Peninsula, this move-in ready residence presents a refined approach to Lake Norman living, where architectural scale, indoor-outdoor design and everyday functionality align. A grand entry framed by double ironwork doors opens to a two-story living space defined by volume and light. The entryway is complemented by an elaborate chandelier that establishes a strong sense of arrival. The open-to-below design creates a dramatic vertical presence, enhanced by an upper-level overlook that anchors the home’s layout. A fireplace with integrated built-in cabinetry establishes the living room as a central gathering point, while expansive multi-panel sliding glass doors fully retract, extending the space seamlessly onto the deck for true indoor-outdoor living. The kitchen has been reimagined for both function and entertaining, featuring custom cabinetry, stainless steel appliances and granite countertops. A window-lined breakfast area introduces natural light throughout the day, while a dedicated office and formal dining area provide flexibility for work, hosting and daily routines. The primary suite offers a private retreat with dual closets and direct access to a renovated bath appointed with heated tile flooring and LED mirrors. Three additional bedrooms are located on the upper level. A first-floor laundry room adds convenience, while an upper-level flex space allows for media, fitness or secondary lounge use. The exterior combines stucco and stone, reinforcing the home’s architectural presence. The flat, manicured yard is framed by mature landscaping that enhances privacy, with approval in place for future pool installation. The outdoor deck serves as a natural extension of the interior living areas. Located within The Peninsula community, the home offers access to Lake Norman, golf and established neighborhood amenities. Nearby The Peninsula Club provides golf, tennis and pool facilities, while Safe Harbor Peninsula Yacht Club supports an active boating lifestyle.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Cornelius ElementaryGrades K-53.3 mi
10/10
Bailey Middle SchoolGrades 6-84.8 mi
6/10
William Amos Hough HighGrades 9-125.3 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Construction materials: Stucco,Stone,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Gas Cooktop,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Lower Level,Sink,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Finished area below ground: 0
  • Finished area above ground: 3,831

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,831
  • Total interior livable area: 3,831 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00175346
  • Zoning: GR
  • Special condition: Standard
  • Exclusions: Washer & Dryer

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Fencing: Back Yard,Fenced
  • Waterfront features: Other - See Remarks

Lot

  • Lot size: 0.42 Acres
  • Features: Level,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$550$6,600
Property Taxes $962$11,544
Electricity $356$4,281
Total$10,944$131,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,222/yr
40% on housing$328,320/yr
45% on housing$291,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$375
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$1,850,000
2017-04-16Listing removed$3,500
2017-04-05Listed for rent$3,500
2016-05-06Listing removed$3,250
2016-02-18Listed for rent$3,250
2016-01-15Sold$555,000
2014-04-08Listing removed$2,995
2013-10-25Listed for rent$2,995
2011-07-31Listing removed$2,995
2011-06-18Listed for rent$2,995
2008-02-21Listing removed$699,900
2008-02-01Listed for sale$699,900
2006-02-07Sold$639,000
2005-10-04Sold$465,000
2002-08-16Sold$550,000
1998-05-26Sold$570,000

For Sale by Agent

AgentScott Parker
BrokeragePremier Sotheby's International Realty

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