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601 N Van Buren St, Bay City, MI, 48708

5beds
3baths
4,698sqft
$299,900
$64price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

Timeless Victorian charm meets modern day comfort. Step into the perfect blend of historic elegance and contemporary convenience in this meticulously maintained Victorian home. Rich in original character and architectural detail, this stunning residence offers 5 spacious bedrooms and 2.5 bathrooms, providing ample room for family living, entertaining, and everyday comfort. From the moment you arrive, you'll appreciate the beautifully landscaped grounds and inviting courtyard, creating exceptional curb appeal and a peaceful outdoor retreat. Inside, the home's original Victorian charm shines through with classic craftsmanship, warm character, and three fireplaces—two gas and one wood-burning—offering cozy gathering spaces throughout the seasons. Modern updates thoughtfully completed while preserving the home's historic feel. Updated vinyl windows with a transferable lifetime warranty provide energy efficiency and peace of mind, while fresh interior paint creates a bright, move-in-ready atmosphere. The home also features updated electrical service, a new water heater, newer appliances, and a new garage door w/ opener. Storage is abundant throughout the home, complemented by a clean, dry fully finished basement that offers additional living space for organization, hobbies, or future possibilities. An attached garage adds convenience and practicality rarely found in homes of this era. This exceptional property offers the best of both worlds—the timeless beauty and craftsmanship of a classic Victorian combined with the modern updates today's buyers desire. A truly special home that has been lovingly cared for and is ready for its next chapter. Call today for your private showing!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
4/10
Handy Middle SchoolGrades 6-81.6 mi
6/10

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First
  • Area: 192

Bedroom2

  • Level: Second
  • Area: 224

Bedroom3

  • Level: Second
  • Area: 256

Bedroom4

  • Level: Second
  • Area: 132

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Gas,Wood Burning,Decorative
  • Fireplace: Yes
  • Finished area below ground: 1,628
  • Finished area above ground: 3,070

Heating

  • Heating features: Boiler,Natural Gas

Interior Area

  • Total structure area: 4,698
  • Total interior livable area: 4,698 sqft

Kitchen

  • Area: 182

Property

Details

  • Parcel number: 16002146501400
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 0

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 5009 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$236$2,832
Property Taxes $327$3,924
Electricity $512$6,149
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 48708$75
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48708$94
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$299,900
2026-07-13Price change$319,900
2026-06-03Listed for sale$324,900

For Sale by Agent

AgentJeremy Owen
BrokerageBay Realty Michigan

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