13780 HARBOR CREEK Place, Jacksonville, FL, 32224
About This Home
Welcome to this beautiful family home in the highly desired updates. Pablo Bay community! Perfectly situated just minutes from Mayo Clinic, Jacksonville's beautiful beaches, St. Johns Town Center, Downtown Jax, & some of the area's best restaurants, shopping, & entertainment, this home offers an unbeatable combination of convenience and lifestyle. Inside, you'll find thoughtful upgrades throughout, including hardwood flooring in the main living areas, a new roof (2024), newer windows, brand new gutters and countless additional improvements. With spacious living areas, timeless finishes, and exceptional value at under $700k, this is a rare opportunity to own a beautifully maintained 5 bedroom home in one of Jacksonville's most sought-after location. The seller is currently repainting the main living areas. To allow the new owner the opportunity to personalize the remaining spaces, the seller is also offering a $2,500 credit at closing that can be used toward paint or other desired upd
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator,Washer,Water Softener Owned
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Carpet,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,667 sqft
Property
Details
- Parcel number: 1674531690
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 2
- Parking features: Additional Parking,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Duval County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $938 | $11,256 |
| Electricity | $268 | $3,220 |
| Total | $5,115 | $61,380 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $689,000 |
| 2026-08-02 | Listed for sale | $699,000 |
| 2005-08-18 | Sold | $464,000 |
| 2002-05-30 | Sold | $268,200 |
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