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19968 Oak Leaf Cres, Cornelius, NC, 28031

2beds
2baths
1,370sqft
$289,500
$211price/sqft
$1,911/moest. monthly cost
$76,440/yrincome needed

About This Home

One of the largest floor plans in this desirable active adult community, offering a tranquil and quiet setting with the added bonus of a spacious loft—perfect for hosting family and friends, showcasing collections, or creating your ideal hobby space. Recent updates include brand-new flooring, a new HVAC system, modern light fixtures, and fresh paint throughout. This home is a true blank canvas, ready for its next owner to transform it into their own personal work of art. For that reason, we respectfully decline multiple showings simultaneously.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Cornelius ElementaryGrades K-50.3 mi
10/10
Bailey Middle SchoolGrades 6-81.8 mi
6/10
William Amos Hough HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Oven,Electric Range,Freezer
  • Laundry features: Electric Dryer Hookup,In Kitchen,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Storage
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Bath Grab Bars

Details

  • Parcel number: 00528137
  • Zoning: NR
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.05 Acres

Parking

  • Parking features: Attached Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,463$17,556
Home Insurance *$88$1,056
Property Taxes $160$1,920
Electricity $200$2,405
Total$1,911$22,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,520/yr
40% on housing$57,330/yr
45% on housing$50,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$379
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$295,000
2024-05-15Sold$230,000
2011-10-25Sold$86,000
2011-08-25Price change$90,000
2011-07-07Price change$96,000
2011-03-16Price change$99,000
2011-02-05Listed for sale$102,000
2001-05-22Sold$104,000

For Sale by Agent

AgentLeigh Hurley
BrokerageCall It Closed International Inc

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