23593 Flora Ct NW, Saint Francis, MN, 55070
About This Home
Beautifully updated and meticulously maintained home located at the end of a quiet cul-de-sac, offering exceptional privacy and peaceful backyard views with frequent wildlife. This spacious 5-bedroom, 5-bath home provides plenty of room for a growing family, entertaining, or working from home. Enjoy your morning coffee on the backyard patio while taking in the tranquil, country-like setting. Recent updates include new stainless steel appliances, a new patio door, updated light fixtures, luxury vinyl plank flooring in the bathrooms, new toilets, and new bathtub, new hardwood flooring in dining room as well as hardwood throughout main level. New carpet in lower level and newer carpet throughout home. The attached garage has been drywalled and insulated, making it ready for heat. After being lovingly cared for, this wonderful home is ready for its next chapter as the sellers prepare for a new opportunity through relocation. From the moment you arrive, you'll appreciate the warmth, care, and pride of ownership found throughout. Whether you're relaxing in the inviting living spaces, enjoying the outdoor areas, or making memories with family and friends, this home offers the perfect place to call your own. We hope you'll love it as much as the current owners have,
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Gas Water Heater,Refrigerator,Wall Oven,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Finished,Full,Sump Pump
Bedroom
- Level: Main
- Area: 143
- Dimensions: 13x11
Bedroom2
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedroom3
- Level: Upper
- Area: 100
- Dimensions: 10x10
Bedroom4
- Level: Upper
- Area: 150
- Dimensions: 10x15
Bedroom5
- Level: Lower
- Area: 180
- Dimensions: 15x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 2
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 16x9
Family Room
- Level: Main
Family Room
- Level: Lower
- Area: 528
- Dimensions: 24x22
Features
- Finished area below ground: 1,054
- Finished area above ground: 1,855
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,999
- Total interior livable area: 2,909 sqft
Kitchen
- Level: Main
- Area: 169
- Dimensions: 13x13
Laundry
- Level: Main
- Area: 60
- Dimensions: 10x6
Living Room
- Level: Main
- Area: 234
- Dimensions: 18x13
Utility Room
- Level: Lower
- Area: 108
- Dimensions: 12x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 333424210046
- Zoning description: Residential-Single Family
- Foundation area: 1144
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size: 0.69 Acres
- Lot size dimensions: 27 x 20 x 206 x 73 x 189 x 197
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $376 | $4,512 |
| Electricity | $245 | $2,944 |
| Total | $3,179 | $38,148 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $445,000 |
| 2026-07-24 | Listed for sale | $457,000 |
| 2004-01-08 | Sold | $279,738 |
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