4506 Cosette Ln N, Hugo, MN, 55038
About This Home
Here is your opportunity to custom finish this well designed 4 bedroom, 4 bathroom under construction home in the popular Victor Gardens neighborhood! Home is framed up, Marvin windows are installed and the 30 year Architectural shingle roof is on! Next week the LP Smartsiding exterior will begin installation! Interior finishes are inspired by Willaby Way Interior Design based out of White Bear Lake. Extensive landscaping plan will be executed once the weather permits! Set up a showing and walk the floor plan and look at all the proposed selections on the vision boards set up inside the property. Buyer can still make changes if they act soon!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Gas Water Heater,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Gas Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Drain Tiled,Egress Window(s),Finished,Full,Concrete,Storage Space,Sump Basket,Sump Pump
Bedroom
- Level: Upper
- Area: 270
- Dimensions: 18 x 15
Bedroom2
- Level: Main
- Area: 156
- Dimensions: 13 x 12
Bedroom3
- Level: Upper
- Area: 208
- Dimensions: 16 x 13
Bedroom4
- Level: Lower
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 108
- Dimensions: 12 x 9
Family Room
- Level: Lower
- Area: 360
- Dimensions: 20 x 18
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,102
- Finished area above ground: 2,649
Foyer
- Level: Main
- Area: 70
- Dimensions: 10 x 7
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,869
- Total interior livable area: 3,869 sqft
Kitchen
- Level: Main
- Area: 224
- Dimensions: 16 x 14
Laundry
- Level: Upper
- Area: 48
- Dimensions: 8 x 6
Living Room
- Level: Main
- Area: 288
- Dimensions: 18 x 16
Mud Room
- Level: Main
- Area: 136
- Dimensions: 17 x 8
Office
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Porch
- Level: Main
- Area: 72
- Dimensions: 12 x 6
Screened Porch
- Level: Main
- Area: 204
- Dimensions: 17 x 12
Storage
- Level: Lower
- Area: 96
- Dimensions: 16 x 6
Walk In Closet
- Level: Upper
- Area: 160
- Dimensions: 16 x 10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1903121320039
- Zoning description: Residential-Single Family
- Foundation area: 1312
Features
- Levels: Two
- Stories: 2
- Pool features: Shared
- Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch,Screened
- Fencing: None
Lot
- Lot size: 8,668 sqft
- Features: Sod Included in Price
- Lot size dimensions: 70 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,968 | $47,616 |
| Home Insurance * | $374 | $4,488 |
| Property Taxes | $955 | $11,460 |
| Electricity | $326 | $3,915 |
| Total | $5,623 | $67,476 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $784,900 |
| 2024-05-09 | Listing removed | -- |
| 2024-02-07 | Listed for sale | $710,000 |
| 2022-07-01 | Listing removed | -- |
| 2021-12-23 | Sold | $74,900 |
| 2021-11-19 | Pending sale | $74,900 |
| 2021-10-06 | Listed for sale | $599,000 |
| 2021-05-06 | Listing removed | -- |
| 2021-04-08 | Listed for sale | $84,900 |
| 2020-12-16 | Listing removed | $69,900 |
| 2020-12-09 | Pending sale | $69,900 |
| 2020-12-08 | Sold | $66,900 |
| 2019-08-07 | Price change | $69,900 |
| 2018-06-12 | Price change | $70,000 |
| 2017-10-07 | Listed for sale | $80,000 |
| 2014-09-26 | Sold | $47,500 |
| 2010-11-24 | Listing removed | $78,000 |
| 2009-07-31 | Listed for sale | $78,000 |
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