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6417 207th St N, Forest Lake, MN, 55025

3beds
2baths
1,300sqft
$229,999
$177price/sqft
$1,670/moest. monthly cost
$66,800/yrincome needed

About This Home

Well-kept side-by-side townhome in Sterling Oaks with 3 bedrooms, 2 baths, and a 2-car attached garage. The primary bedroom sits on its own level with a walkout to a private patio — separated from the two other bedrooms upstairs, which is a layout you don't see often at this price. Vaulted ceilings and good window placement keep the living level bright, and the kitchen opens onto a private deck. The association handles lawn care, snow removal, and outside maintenance, so the weekends are yours. Walk to the YMCA, the library, Hardwood Creek Regional Trail, and the Fenway Park sports fields. Quick freeway access for commuters, with lakes, schools, dining, and shopping all close by. Quiet neighborhood, easy to own.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
7/10
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Wall Oven

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Upper
  • Area: 72
  • Dimensions: 9x8

Living Room

  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2103221230067
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 864

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 1,568 sqft
  • Lot size dimensions: 42 x 38 x 42 x 38

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$128$1,536
Property Taxes $210$2,520
Electricity $170$2,050
Total$1,670$20,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,257/yr
40% on housing$50,100/yr
45% on housing$44,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$238
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$229,999
2022-06-16Sold$215,000
2022-06-16Pending sale$219,900
2022-05-13Price change$219,900
2022-03-09Pending sale$700,000
2022-03-01Price change$659,000
2022-03-01Listed for sale$219,900
2019-12-16Sold$155,000
2019-11-16Pending sale$155,000
2019-11-07Price change$155,000
2019-10-24Price change$158,000
2019-10-10Price change$160,000
2019-09-26Price change$162,000
2019-09-12Price change$165,000
2019-08-22Price change$168,000
2019-08-01Listed for sale$170,000
2019-07-18Sold$163,100
2019-07-11Price change$172,000
2019-07-08Price change$175,000
2019-07-03Listed for sale$178,000
2019-06-15Pending sale$178,000
2019-06-04Listed for sale$178,000
2004-10-28Sold$166,190

For Sale by Agent

AgentBill Bergeson
BrokerageRE/MAX Synergy

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