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19428 Zion Ave, Cornelius, NC, 28031

3beds
2baths
1,553sqft
$895,000
$576price/sqft
$5,513/moest. monthly cost
$220,520/yrincome needed

About This Home

Historic feel in this charming home one one acre in Cornelius! Complete with a white picket fence out front! Bring your rocking chairs and move right into this 3 Bedroom, 1.5 Bath home! The hardwood floors throughout, heavy moldings and tin ceilings that add to the character of the living space. Enter into the spacious Living Room w/ vaulted ceiling and a fireplace. There is a dedicated Dining Room and a fully Renovated Kitchen with beautiful wood cabinetry, granite countertops and complementing tile backsplash & stainless steel appliances. Separate mud room with half bath, inside Laundry in the primary suite. Large deck, XL detached garage with room for 4 cars, separate storage building and covered RV Parking! There is also a detached studio with 2 Bedrooms and a full Bathroom on the property! Neighborhood Mixed Use Zoning allows for both residential and commercial uses, with endless possibilities in this growing region. Great opportunity for Live-Work or your next business venture!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
J.V. Washam ElementaryGrades K-51.0 mi
10/10
Bailey Middle SchoolGrades 6-81.0 mi
6/10
William Amos Hough HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Gas Range
  • Laundry features: In Bathroom,Inside

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,553

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Multi Units,Window Unit(s)

Interior Area

  • Total structure area: 1,553
  • Total interior livable area: 1,553 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: 2nd Living Quarters

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00710107
  • Zoning: NMX
  • Special condition: Subject to Lease,None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Fenced,Front Yard,Wood

Lot

  • Lot size: 0.98 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 6
  • Parking features: Detached Garage,Garage Door Opener,Garage Shop,Parking Lot,Parking Space(s),RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$274$3,288
Property Taxes $514$6,168
Electricity $200$2,405
Total$5,513$66,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,017/yr
40% on housing$165,390/yr
45% on housing$147,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$376
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$935,000
2026-01-14Price change$990,000
2025-10-21Listed for sale$1,050,000
2010-12-29Listing removed$250,000
2010-10-04Price change$250,000
2010-06-12Price change$269,000
2010-02-22Listed for sale$275,000

For Sale by Agent

AgentNikki Robinson
BrokerageLake Norman Realty, Inc

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