See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45281 Tioga St, Temecula, CA, 92592

4beds
4baths
3,263sqft
$775,000
$238price/sqft
$5,661/moest. monthly cost
$226,440/yrincome needed

About This Home

The location is unbeatable. The potential is massive. The price reflects the moment. Situated in the prestigious gated community overlooking the RedHawk Golf Course, this 4 bedroom, 4 bathroom home spans an impressive 3,263 square feet with a 3 car garage and a fireplace. The exterior is pristine, two brand new AC units are already in place, and the bones of this home are solid. Following a water intrusion from an upstairs bathroom, professional remediation has been completed. Flooring, kitchen cabinetry, appliances, and most of the drywall have been removed, leaving a clean slate ready for the right buyer to make it entirely their own. This is a blank canvas in one of Temecula's most desirable addresses. For the savvy investor, the experienced rehabber, or the hands on homeowner who has always wanted to design their dream home from the inside out, this is the opportunity you have been waiting for. Choose your own finishes, your own layout, your own vision. Homes in this community and of this size rarely come available at this price point. Cash purchase required. Priced to move. Opportunities like this do not wait.

Getting Around

4
WalkingCar-Dependent
18
TransitMinimal Transit
14
BikeSomewhat Bikeable

Schools

7/10
8/10
Vail Ranch Middle SchoolGrades 6-81.0 mi
9/10
Great Oak High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Tile/Clay
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other/Remarks
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan,Recessed Lighting,Storage Space
  • Number of fireplaces: 1
  • Fireplace features: FP in Family Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 3,263
  • Total interior livable area: 3,263 sqft

Property

Details

  • Parcel number: 962340013

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Patio
  • Fencing: Full
  • Has view: Yes
  • View description: Mountains/Hills

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$205$2,460
Property Taxes $839$10,068
Electricity $699$8,396
Total$5,661$67,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,091/yr
40% on housing$169,830/yr
45% on housing$150,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 92592$398
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92592$348
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$775,000
2004-08-30Sold$570,000
2004-02-04Sold$483,636
2003-06-27Sold$403,500

For Sale by Agent

AgentMichael Proctor
BrokerageeXp Realty of California, Inc.

Similar Homes