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581 Central Ave, Buellton, CA, 93427

2beds
3baths
1,115sqft
$577,000
$517price/sqft
$3,920/moest. monthly cost
$156,800/yrincome needed

About This Home

This bright and inviting 2-bedroom, 2.5-bath end-unit townhome is ideally situated in the heart of Buellton, offering abundant natural light and a comfortable, open-concept layout. The well-designed floor plan features two spacious bedrooms, each with its own en-suite bath, plus a convenient powder room for guests.The main living area flows seamlessly into the kitchen, creating an ideal space for both everyday living and entertaining. The kitchen is appointed with stainless steel appliances and new quartz countertops, and provides direct access to the private ground-floor patio--perfect for morning coffee or relaxed outdoor dining.Enjoy the added privacy and natural light that come with an end-unit location, all just moments from the best of the Santa Ynez Valley's shops, dining, and wine country amenities. A wonderful opportunity to own a comfortable and well-located home in one of the Central Coast's most desirable communities.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
9/10
Jonata Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Planned Development

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: In Living,Dining Area

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,115
  • Total interior livable area: 1,115 sqft

Property

Details

  • Parcel number: 099770001
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 871.20 sqft
  • Features: Sidewalks,Street Lights,Curbs/Gutter

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Drought
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,917$35,004
Home Insurance *$84$1,008
Property Taxes $521$6,252
Electricity $398$4,786
Total$3,920$47,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,400/yr
40% on housing$117,600/yr
45% on housing$104,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$517This listing

vs Other Active Listings

Avg $/sqft

ZIP 93427$961
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93427$527
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$585,000
2026-03-30Listed for sale$595,000
2022-07-04Listing removed--
2022-07-02Listed for rent$2,375
2021-07-29Sold$500,000
2021-06-30Pending sale$439,900
2021-06-23Listed for sale$439,900
2003-08-07Sold$308,000
2002-08-27Sold$270,000

For Sale by Agent

AgentGeoff Cockrell
BrokerageCompass

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