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40116 Stowe Rd, Temecula, CA, 92591

4beds
3baths
2,106sqft
$770,000
$366price/sqft
$5,348/moest. monthly cost
$213,920/yrincome needed

About This Home

Sunny mornings on the lake trail. An afternoon tee time on one of Temecula's championship courses. A tasting flight in wine country before dinner, and home in fifteen minutes. That's not a vacation itinerary — in Harveston, that's a Tuesday. Welcome to this beautifully remodeled turnkey home in Temecula's highly sought-after Harveston Lake Community, where resort-style living meets the heart of Temecula Wine Country. Situated a little over one block from Harveston's picturesque 17-acre lake, this home delivers the perfect blend of comfort, style, and location — ideal for full-time living or a weekend retreat. Completely renovated just two years ago, the home showcases a stunning open-concept floor plan with the den, dining room, and kitchen reimagined as the true heart of the home. The spacious kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a designer backsplash, all-new appliances, and direct access from the attached garage for everyday ease. All bedrooms are located upstairs, while the downstairs office offers exceptional flexibility and easily serves as a fourth bedroom, with a half bath just steps away. Additional upgrades include luxury vinyl plank flooring, new carpet, updated lighting, and leased solar for energy efficiency. Outside, low-maintenance living continues with a private courtyard just off the kitchen and attractive synthetic turf in the front yard. Life in Harveston is about far more than the home itself. Stroll to the 17-acre lake park, where a walking trail circles the water and the gazebo, benches, and picnic areas invite you to slow down. Residents enjoy pedal boat rentals, fishing, a lakeside amphitheater, the private Lake House clubhouse, resort-style pool and spa, splash park, playgrounds, and a 19-acre sports park with lighted ball and soccer fields — plus year-round community events that make neighbors into friends. All of this sits minutes from Temecula's award-winning wineries set across 3,000 acres of rolling wine country, championship golf, hot-air balloon adventures, Old Town Temecula's historic shops and restaurants, the Promenade Mall, dining, and easy freeway access. This is more than a home — it's a Southern California lifestyle in one of Temecula's most desirable master-planned communities.

Getting Around

56
WalkingSomewhat Walkable
25
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

8/10
9/10
Chaparral High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Free-Standing Range,Disposal,Microwave,Refrigerator
  • Laundry features: Upper Level

Bathroom

  • Features: Bathtub,Separate Shower,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Separate/Formal Dining Room,Pantry,Quartz Counters,Recessed Lighting,Storage
  • Window features: Plantation Shutters
  • Flooring: See Remarks
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Solar,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,106 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Remodeled,Updated Kitchen

Property

Details

  • Parcel number: 916371011
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front/Garage
  • Pool features: Association
  • Patio & porch: Patio
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Courtyard
  • Waterfront features: Across the Road from Lake/Ocean

Lot

  • Lot size: 3,920 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Door-Single,Garage,On Site,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$175$2,100
Property Taxes $829$9,948
Electricity $451$5,419
Total$5,348$64,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,360/yr
40% on housing$160,440/yr
45% on housing$142,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 92591$363
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92591$364
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$760,000
2026-07-12Listed for sale$770,000
2021-12-04Listing removed--
2021-11-23Listed for rent$3,150
2020-12-09Sold$500,000
2020-11-18Pending sale$499,999
2020-11-13Listed for sale$499,999
2020-11-07Pending sale$499,999
2020-10-31Listed for sale$499,999
2015-07-15Listing removed$1,995
2015-06-12Listed for rent$1,995
2011-03-15Listing removed$1,795
2011-02-25Listed for rent$1,795
2009-10-07Sold$253,000
2009-07-18Price change$216,900
2009-07-03Listed for sale--
2009-07-02Sold$225,000
2004-12-30Sold$410,000
2004-05-28Sold$322,500

For Sale by Agent

AgentKathy Wellmerling
BrokerageReal Estate Source, Inc

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