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275 Pine Cone Ln, Hinsdale, MA, 01235

4beds
3baths
3,600sqft
$625,275
$174price/sqft
$4,773/moest. monthly cost
$190,920/yrincome needed

About This Home

Experience lakeside living at its best in this beautifully maintained stand alone condo set directly on Ashmere Lake. The main floor offers easy one level living with three bedrooms, two full baths, a welcoming great room with propane fireplace, a sunny breakfast nook, and a formal dining area. Step from the primary bedroom or great room onto the rear deck or relax in the three season porch overlooking Ashmere Lake. The finished lower level is perfect for guests or extended living, complete with a kitchenette, full bath, bedroom, large gathering space along with enclosed under-stair storage. Walk out access to the patio. Ashmere Landings amenities include a heated pool, Har Tru tennis court, pickle ball court, and lake access with kayak storage and dock. A rare blend of comfort, privac

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Wtr Treatment-Own

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Interior Entry,Full,Finished

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace: Yes

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Lower

Great Room

  • Level: Lower

Heating

  • Heating features: Propane,Forced Air,Furnace,Fireplace(s)

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Lower

Other

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath

Details

  • Parcel number: HINS M:411 L:14424
  • Zoning description: Residential

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck
  • Exterior features: Tennis Court(s),Landscaped
  • Waterfront features: Lake Privileges,Close to Water
  • Waterbody name: Ashmere Lake

Lot

  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Garaged & Off-Street,Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,161$37,932
Home Insurance *$331$3,972
Property Taxes $572$6,864
Electricity $709$8,518
Total$4,773$57,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,645/yr
40% on housing$143,190/yr
45% on housing$127,280/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 01235$198
Berkshire County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 01235$220
Berkshire County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$595,275
2026-07-07Price change$625,275
2026-06-17Listed for sale$675,275
2003-11-24Sold$349,500

For Sale by Agent

AgentBarbara Osborne
BrokerageASHMERE REALTY, INC.

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