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936 Stony Hill Rd, Wilbraham, MA, 01095

2beds
1baths
1,151sqft
$365,000
$317price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

This house comes with a REDUCED RATE as low as 5.875% (APR 6.381%) as of 07/30/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information .Welcome home to this charming and beautiful ranch in one of the area’s most desirable locations. Offering true one-level living, this inviting home features 2 bedrooms, 1 full bathroom, and sits on a spacious 1.05-acre lot. Inside, you’ll find a warm and welcoming living room with a beautiful fireplace and custom built-in bookcases, creating the perfect cozy gathering space. The functional layout includes a breezeway adding extra charm and versatility. Recent updates include newly added insulation completed in 2025 and a hot water tank replaced in 2022. Two sheds provide excellent storage and outdoor workspace. The home is currently heated by oil, with a gas line conveniently tapped at the road for future conversion potential. Conveniently located near schools, shopping, restaurants, and local amenities, this property offers comfort, privacy, and convenience. Seller will provide the remaining basement windows that haven't been installed as well as uninstalled dishwasher.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10
Wilbraham Middle SchoolGrades 6-81.8 mi
7/10

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,151

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,151
  • Total interior livable area: 1,151 sqft

Property

Details

  • Parcel number: WILBM11150B684L5010
  • Zoning: R26

Lot

  • Lot size: 1.05 Acres

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$138$1,656
Property Taxes $544$6,528
Electricity $354$4,259
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 01095$243
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01095$237
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$365,000
2026-06-30Price change$377,000
2026-06-17Price change$399,899
2026-06-13Price change$399,900
2026-05-29Listed for sale$399,999
2016-12-30Sold$164,900
2016-10-12Price change$158,900
2016-09-30Listed for sale$164,900
2015-08-28Listing removed$139,900
2015-06-08Listed for sale$139,900
2012-05-31Sold$70,000

For Sale by Agent

AgentSara Enman
BrokerageNaples Realty Group

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