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78 Summer St APT 5, Arlington, MA, 02474

3beds
3baths
2,127sqft
$1,078,000
$507price/sqft
$7,017/moest. monthly cost
$280,680/yrincome needed

About This Home

Astonishing Cutter's Mill Townhouse Condominum. This magnificent beauty boasts large windows that allow a ton of natural sunlight. Featuring a Modern Kitchen with Stainless Steel Appliances. High ceilings, Gleaming Hardwood floors. This impressive condominium provides well-proportioned bedrooms with primary suite. Third level features loft style bedroom with private balcony. Two Car Garage Parking. Pet Friendly Condo association. This property is situated on the Minuteman Bike, located moments from Historic Arlington Center and a simple commute to Alewife MBTA.

Getting Around

91
WalkingWalker's Paradise
47
TransitSome Transit
81
BikeVery Bikeable

Schools

10/10
Bishop Elementary SchoolGrades K-50.4 mi
9/10
Gibbs SchoolGrades 60.8 mi
10/10
Arlington High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Third Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: Third
  • Area: 68.736111111

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Lighting - Overhead
  • Level: Third
  • Area: 46.222222222

Bathroom3

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 23.763888888

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
  • Level: Third
  • Area: 143.75

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet, Balcony / Deck, Exterior Access, Lighting - Overhead
  • Level: Fourth Floor
  • Area: 161.388888888

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting, Lighting - Overhead
  • Level: Second
  • Area: 192.472222222

Features

  • Entrance Foyer
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,127
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,127
  • Total interior livable area: 2,127 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Breakfast Bar / Nook, Stainless Steel Appliances, Lighting - Overhead
  • Level: Second
  • Area: 137.041666666

Living Room

  • Features: Flooring - Hardwood, Balcony / Deck, Recessed Lighting
  • Level: Second
  • Area: 213.152777777

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
  • Level: Third
  • Area: 180

Property

Details

  • Parcel number: M:051.A B:0003 L:0005,4284023
  • Zoning: R6

Features

  • Patio & porch: Deck - Composite
  • Exterior features: Deck - Composite

Lot

  • Lot size: 2,100 sqft

Parking

  • Total spaces: 2
  • Parking features: Under,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,450$65,400
Home Insurance *$182$2,184
Property Taxes $966$11,592
Electricity $419$5,033
Total$7,017$84,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,582/yr
40% on housing$210,510/yr
45% on housing$187,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 02474$501
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02474$496
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,070,000
2026-05-27Listed for sale$1,078,000
2012-11-29Sold$450,000

For Sale by Agent

AgentJerome Bibuld
BrokerageRed Tree Real Estate

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