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15 Frank St APT 1, Dracut, MA, 01826

1beds
1baths
588sqft
$249,900
$425price/sqft
$1,896/moest. monthly cost
$75,840/yrincome needed

About This Home

Move right into this affordable, garden-style one-bedroom condo in desirable Dracut, conveniently located near the Pelham, NH line! The cozy kitchen features a breakfast nook and opens to a spacious living room, creating a comfortable layout for everyday living and entertaining. Luxury vinyl flooring enhances the living room and bedroom, and the bedroom offers ample closet space. The full bath features tile flooring and a convenient linen closet. Enjoy the convenience of on-site laundry on the same level as the unit, dedicated storage, and ample guest parking. Ideally located close to shopping, schools, restaurants, and major highways, including I-93, this move-in-ready condo offers comfort, convenience, and exceptional value. Perfect for first-time buyers, downsizers, or investors. Don't miss this one—it won't last!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Common Area,In Building

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Lighting - Overhead
  • Level: First
  • Area: 35

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl,Laminate
  • Finished area above ground: 588
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 588
  • Total interior livable area: 588 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Laminate, Dining Area, Lighting - Overhead
  • Level: First
  • Area: 140

Living Room

  • Features: Closet, Flooring - Vinyl
  • Level: First
  • Area: 132

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Vinyl
  • Level: First
  • Area: 180

Property

Details

  • Parcel number: 4287417
  • Zoning: RES

Features

  • Entry location: Unit Placement(Back)
  • Exterior features: Storage

Parking

  • Total spaces: 1
  • Parking features: Off Street,Common,Guest
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$68$816
Property Taxes $211$2,532
Electricity $354$4,259
Total$1,896$22,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,005/yr
40% on housing$56,880/yr
45% on housing$50,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 01826$287
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01826$329
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$244,900
2026-07-02Listed for sale$249,900
2024-11-25Sold$209,900
2024-11-03Contingent$209,900
2024-10-31Listed for sale$209,900
2014-02-06Sold$110,000
2003-10-06Sold$85,000

For Sale by Agent

AgentJennifer Mason
BrokerageColdwell Banker Realty - Andovers/Readings Regional

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