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48 Aspen Ridge Ct, Saint Peters, MO, 63376

5beds
3baths
2,923sqft
$515,000
$176price/sqft
$3,591/moest. monthly cost
$143,640/yrincome needed

About This Home

Stunning Open-Concept Ranch in Desirable St. Peters Cul-de-Sac! Welcome home to this beautiful 5-bedroom, 3-bathroom ranch, perfectly situated in a quiet, family-friendly cul-de-sac. Boasting a bright and airy open floor plan, the spacious living room and dining area flow seamlessly into the eat-in kitchen—ideal for effortless daily living and entertaining. The main level features three generous bedrooms and two full baths, including a private primary suite. Step downstairs into the impressive walkout lower level, where you will find a 9-foot pour, partially finished space. This area is a true entertainment hub, featuring a high-definition projector and a motorized 120-inch screen for ultimate family movie nights. Complete with premium travertine tile and rough-in plumbing, the space is perfectly primed for a future walk-up bar." The lower level also includes a third full bath, ample storage space, and two additional bedrooms, one of which is currently styled as a premier home gym. Your backyard oasis awaits! The lower level offers seamless walkout access to a large concrete patio, perfectly complementing the beautiful upper deck where you can take in breathtaking, unobstructed sunset views. This premium outdoor living space features a sparkling swimming pool with 2 deck fountains, a tranquil rock waterfall , and a professional-grade stainless steel grill tucked safely under the deck so you can enjoy outdoor cooking even on rainy days. Additional high-end features include a full lawn sprinkler system and an integrated security camera system for ultimate peace of mind. Don't miss the chance to own this St. Peters gem, perfectly blending luxury, comfort, and entertainment—all just minutes from vibrant Cottleville. Schedule your private tour today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes

Bathroom5

  • Features: Floor Covering: Laminate
  • Level: Basement
  • Area: 234
  • Dimensions: 13x18

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 148.5
  • Dimensions: 13.5x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 171
  • Dimensions: 9x19

Features

  • Dining/Living Room Combo,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Smart Thermostat,Storage,Walk-In Closet(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,209
  • Finished area above ground: 1,714

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,923
  • Total interior livable area: 2,923 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 201249081000034.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Gas Heat,Heated,In Ground,Outdoor Pool,Private,Salt Water,Vinyl
  • Patio & porch: Deck,Patio
  • Exterior features: Outdoor Grill,Water Garden
  • Fencing: Back Yard,Fenced,Vinyl

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Waterfall

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$310$3,720
Property Taxes $454$5,448
Electricity $223$2,678
Total$3,591$43,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,120/yr
40% on housing$107,730/yr
45% on housing$95,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$170
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$515,000
2026-06-18Listed for sale$535,000
2003-10-20Sold--

For Sale by Agent

AgentSirin D Stewart
BrokerageColdwell Banker Realty - Gundaker

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