




3960 Georgetown Cir, Algonquin, IL, 60102
About This Home
Rare lakefront opportunity in the desirable Manchester Lakes community! This highly sought-after Sterling model offers breathtaking, panoramic views of the lake, enjoy stunning long water views from your own backyard, with gorgeous sunrises and sunsets reflecting off the water. Wake up to a beautiful lake view every single day! Recent updates include a new roof installed in 2024.
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Roof: Asphalt
- Construction materials: Brick Siding,Vinyl Siding
Notable Dates
- Major remodel year: 2014
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances
Basement
- Area: 850
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 3,416
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 4,266
- Total interior livable area: 3,416 sqft
Kitchen
- Features: Open,Granite Counters
Property
Details
- Parcel number: 1836103023
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Patio,Deck
- Has view: Yes
- View description: Lake,Pond,River,Water
- Has water view: Yes
- Water view: Lake,Pond,River,Water
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 8,712 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,927 | $35,124 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $1,090 | $13,080 |
| Electricity | $262 | $3,152 |
| Total | $4,498 | $53,976 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $579,000 |
| 2026-07-29 | Listed for sale | $589,000 |
| 2026-07-28 | Listing removed | $599,000 |
| 2026-07-18 | Price change | $599,000 |
| 2026-07-13 | Price change | $619,400 |
| 2026-07-06 | Price change | $624,499 |
| 2026-06-22 | Price change | $643,499 |
| 2026-05-26 | Listed for sale | $648,499 |
| 2025-10-16 | Listing removed | $3,500 |
| 2025-09-09 | Listed for rent | $3,500 |
| 2024-11-25 | Listing removed | $3,800 |
| 2024-11-25 | Price change | $3,800 |
| 2024-11-18 | Listed for rent | $3,500 |
| 2024-11-03 | Listing removed | $649,999 |
| 2024-10-19 | Listed for sale | $649,999 |
| 2024-10-09 | Listing removed | $4,000 |
| 2024-10-02 | Price change | $4,000 |
| 2024-09-27 | Listed for rent | $4,500 |
| 2021-09-08 | Sold | $426,000 |
| 2021-08-04 | Contingent | $435,000 |
| 2021-06-10 | Listed for sale | $435,000 |
| 2020-11-03 | Listing removed | $2,750 |
| 2020-11-01 | Listing removed | $389,000 |
| 2020-10-26 | Listed for rent | $2,750 |
| 2020-09-28 | Listed for sale | $389,000 |
| 2019-09-29 | Listing removed | $2,700 |
| 2019-09-12 | Sold | $372,500 |
| 2002-07-15 | Sold | $313,130 |
