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616 Village Dr, Galt, CA, 95632

1beds
2baths
944sqft
$335,000
$355price/sqft
$2,505/moest. monthly cost
$100,200/yrincome needed

About This Home

Welcome to 616 Village Drive located in Emerald Village, one of Galt's desirable gated 55+ communities. This clean, move-in ready home offers comfortable low-maintenance living in a peaceful neighborhood known for its pride of ownership, community feel, and convenient location close to shopping, dining, coffee, and everyday essentials. Residents enjoy access to a clubhouse with lounge and kitchen, fitness center, heated pool and spa, RV and boat storage, guest parking throughout the community, and fun social activities. The HOA covers exterior maintenance, roof maintenance, and front yard landscaping, making everyday living simple and stress-free. Positioned within close proximity to Raley's, Walmart, local restaurants, nail salons, and coffee shops, this location offers the perfect balance of convenience and comfort. Inside, you'll find a well-maintained and thoughtfully cared-for home with an inviting layout, ideal for those looking to downsize without sacrificing functionality or comfort. Whether you're looking for a full-time residence or a simplified lifestyle in a welcoming community, this home is ready for its next owner to move right in and enjoy everything Emerald Village has to offer.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10
Liberty Ranch High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Disposal
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 944 sqft

Kitchen

  • Features: Tile Counters

Master Bathroom

  • Features: Shower Stall(s)

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 14809300790000
  • Zoning description: R3
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Gas Heat
  • Fencing: Wood,Fenced,Masonry

Lot

  • Lot size: 3,380 sqft
  • Features: Court,Dead End

Parking

  • Total spaces: 1
  • Parking features: Attached,Boat,RV Storage,Garage Door Opener,Garage Faces Front,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$86$1,032
Property Taxes $328$3,936
Electricity $398$4,786
Total$2,505$30,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,885/yr
40% on housing$75,150/yr
45% on housing$66,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$348,000
2004-01-26Sold$146,500

For Sale by Agent

AgentMichaela Johnson
BrokerageReal Brokerage Technologies, Inc.

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