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606 Village Dr, Galt, CA, 95632

2beds
2baths
1,352sqft
$405,000
$300price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Nestled in the welcoming 55+ Emerald Village community in Galt, California, 606 Village Dr. presents an attractive residential property that promises a delightful living experience. This home is in great condition, ready for you to create lasting memories. The living room serves as a central gathering space, enhanced by a vaulted ceiling that amplifies the sense of spaciousness and light. Picture yourself unwinding in this inviting atmosphere after a long day. The kitchen is designed to be both beautiful and functional, featuring a backsplash that adds a touch of elegance, and shaker cabinets that provide ample storage. Stone countertops offer a luxurious surface for meal preparation, and the kitchen island and kitchen bar create ideal spots for casual dining or entertaining guests. Beyond the interior, a fenced backyard offers a private outdoor retreat, while the patio invites you to relax and enjoy the California sunshine. This exceptional property offers the perfect blend of comfort and style, making it an ideal place to call home. Enjoy clubhouse, pool, spa, gazebo, greenspace & RV parking. Near Walmart, ALDI, Trader Joe's, CVS; hospitals; dining on Twin Cities Rd; museums; parks; golf. 30 min to Sacramento, 40 min to airport.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10
Liberty Ranch High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete,Slab
  • Roof: Shingle
  • Construction materials: Ceiling Insulation,Stucco,Frame,Wall Insulation,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Ground Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Bar,Dining/Family Combo,Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,352 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Stone Counters,Kitchen/Family Combo

Property

Details

  • Parcel number: 14809300840000
  • Zoning description: Residential
  • Special condition: Standard

Lot

  • Lot size: 5,066 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$104$1,248
Property Taxes $385$4,620
Electricity $398$4,786
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$407,000
2026-03-21Listing removed$407,000
2026-02-24Listed for sale$407,000
2026-02-13Contingent$407,000
2025-12-30Price change$407,000
2025-12-08Price change$423,000
2025-10-28Listed for sale$429,000
2003-11-14Sold$204,500

For Sale by Agent

AgentMichael Carey
BrokerageCarey Real Estate, Inc.

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