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552 Denier Ct, Galt, CA, 95632

5beds
3baths
3,440sqft
$799,000
$232price/sqft
$5,792/moest. monthly cost
$231,680/yrincome needed

About This Home

Spacious living meets resort-style entertaining in this beautifully upgraded Keystone home in Galt. Located on a quiet cul-de-sac, this five-bedroom, three-bathroom two-story home offers a functional layout and upgraded features throughout and solar. Inside, you'll find a bright open floor plan with abundant natural light, creating an inviting and comfortable living space. The open-concept kitchen flows seamlessly into the main living area, ideal for both everyday living and entertaining. The home includes a full bedroom and bathroom on the main level, perfect for guests or multi-generational living. Upstairs, a versatile loft provides additional space for a home office, media room, or secondary living area. Additional highlights include a rare three-car drive-through garage, offering added convenience, storage, and backyard access. Step outside to a private backyard designed for entertaining, featuring a pool and spa, serene waterfalls, and an outdoor kitchen, creating a true resort-style experience. Conveniently located near shopping, dining, schools, and commuter routes, this property combines space, functionality, and desirable amenities in a well-established neighborhood.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Liberty Ranch High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Range Hood,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo,Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,440 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile,Tub,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 15006300290000
  • Zoning description: R1B
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Outdoor Kitchen,Outdoor Grill
  • Fencing: Back Yard

Lot

  • Lot size: 8,494 sqft
  • Features: Cul-De-Sac,Curb(s)/Gutter(s)

Parking

  • Total spaces: 3
  • Parking features: Attached,Drive Through,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate

How This Home’s Risks Compare

Drought

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$205$2,460
Property Taxes $810$9,720
Electricity $737$8,851
Total$5,792$69,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,582/yr
40% on housing$173,760/yr
45% on housing$154,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$889,000
2004-09-02Sold$491,000

For Sale by Agent

AgentMiyo Freeman
BrokerageeXp Realty of California Inc.

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