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2612 Heritage Park Ln, Sacramento, CA, 95835

2beds
3baths
2,552sqft
$639,000
$250price/sqft
$4,698/moest. monthly cost
$187,920/yrincome needed

About This Home

Welcome to the highly sought-after Monte Carlo neighborhood of Heritage Park, one of Sacramento's premier 55+ active adult communities, where resort-style living meets timeless comfort. This beautifully maintained 2-bedroom, 2.5-bath home offers 2,552 square feet of thoughtfully designed living space filled with warmth, character, and natural light. The open-concept floor plan flows effortlessly from the spacious living room into the dining area and inviting kitchen, featuring rich wood cabinetry, crisp white countertops, a beautiful tile backsplash, abundant cabinet storage, generous counter space, and a kitchen island that's perfect for entertaining, gathering with family and friends, or casual everyday dining. Elegant plantation shutters, tile and carpet flooring, and tasteful finishes throughout create a home that's both stylish and welcoming. The expansive primary suite is a true retreat, complete with a spa-inspired bathroom featuring a soaking tub, dual vanities, and an oversized walk-in closet. Step outside to enjoy your private courtyard patio and fenced, low-maintenance backyard with a beautifully maintained garden and seating areaperfect for morning coffee or relaxing with friends. A spacious 2-car attached garage adds everyday convenience. Living in Heritage Park means enjoying exceptional community amenities, beautifully maintained grounds, walking trails, nearby parks, shopping, dining, and easy freeway access, all while embracing the vibrant, active lifestyle this desirable neighborhood is known for.

Getting Around

13
WalkingCar-Dependent
17
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

9/10
Northlake TK-8Grades K-81.3 mi
6/10
Rio Linda High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Brick,Ceiling Insulation,Concrete,Stucco,Frame,Wall Insulation

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Built-In Gas Range,Range Hood,Dishwasher,Disposal,Microwave,Double Oven
  • Laundry features: Cabinets,Sink,Ground Floor,Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Concrete,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick,Electric,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,552 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Pantry Closet,Island w/Sink

Property

Details

  • Parcel number: 20106500390000
  • Zoning: R-1-PU
  • Special condition: Standard

Lot

  • Lot size: 7,148 sqft
  • Features: Auto Sprinkler F&R,Close to Clubhouse,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$159$1,908
Property Taxes $761$9,132
Electricity $547$6,566
Total$4,698$56,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,074/yr
40% on housing$140,940/yr
45% on housing$125,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 95835$271
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95835$287
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$639,000
2004-02-17Sold$385,500

For Sale by Agent

AgentRachel Adams Lee
BrokerageKeller Williams Realty

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