See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1438 Toggenburg St, Patterson, CA, 95363

6beds
5baths
3,260sqft
$589,999
$181price/sqft
$4,703/moest. monthly cost
$188,120/yrincome needed

About This Home

Welcome to 1438 Toggenberg Street in the desirable Walker Ranch neighborhood of Patterson! This spacious two-story home offers approximately 3,260 square feet of living space with 6 bedrooms and 4.5 bathrooms on a 6,098 square foot lot. Freshly painted inside and out, this move-in-ready home features a functional floor plan with generous living spaces and abundant natural light. The carpets have recently been professionally cleaned, adding to the home's fresh and well-maintained appearance. Additional features include a water softener system, reverse osmosis water filtration system under the kitchen sink, and a refrigerator that is included in the sale. The upstairs game room has been enclosed to create a 6th bedroom and features cabinet-style closets. This room is part of the Jack-and-Jill suite, offering additional flexibility for a large household, guests, or a home office. The property is wired for security cameras and features concrete walkways surrounding the home for added convenience and low-maintenance living. The garage includes built-in shelving for extra storage and organization. The backyard offers a pergola for additional shade, mature bamboo plants that enhance privacy and character, raised garden beds for gardening enthusiasts, storage sheds, and a large chicken house, creating a unique outdoor space with endless possibilities. Conveniently located near parks, schools, shopping, dining, Interstate 5 (I-5), and major commuter routes, this home offers both comfort and convenience. Patterson is ideally situated just minutes from I-5 and approximately 20 minutes from Interstate 580 (I-580), providing excellent access to the Bay Area, the Central Valley, and beyond. With fresh interior and exterior paint, freshly cleaned carpets, valuable upgrades, versatile living space, and a prime location, 1438 Toggenberg Street presents an excellent opportunity to own a well-maintained home in one of Patterson's most established neighborhoods.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Creekside Middle SchoolGrades 7-80.6 mi
5/10
Patterson High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,260 sqft

Kitchen

  • Features: Pantry Cabinet,Tile Counters

Property

Details

  • Parcel number: 021061015000
  • Zoning: Single Family Residence
  • Special condition: Standard

Features

  • Topography of land: Level,Level

Lot

  • Lot size: 6,098 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$175$2,100
Property Taxes $846$10,152
Electricity $699$8,388
Total$4,703$56,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,245/yr
40% on housing$141,090/yr
45% on housing$125,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 95363$243
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95363$229
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$569,999
2026-07-21Price change$589,999
2026-06-22Listed for sale$599,999
2005-04-14Sold$515,000
2004-12-15Sold$411,500

For Sale by Agent

AgentKanwarbir Chima
BrokerageMountain Valley Properties

Similar Homes