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1426 Nubian St, Patterson, CA, 95363

5beds
4baths
3,312sqft
$689,000
$208price/sqft
$5,415/moest. monthly cost
$216,600/yrincome needed

About This Home

This luxurious, beautifully updated, and thoughtfully designed Patterson home offers a desirable open concept floor plan that perfectly blends style, comfort, and functionality. The spacious kitchen features granite countertops, a large center island, and abundant cabinetry, flowing seamlessly into the family room, ideal for both everyday living and effortless entertaining. A downstairs bedroom and full bathroom provide the perfect setup for guests or multigenerational living. Elegant Spanish tile and rich hardwood flooring add warmth and sophistication throughout the home. Enjoy the benefits of PAID solar panels, a spacious 4 car tandem garage, and your own private backyard retreat featuring a sparkling pool and covered patio perfect for relaxing or entertaining year round. Conveniently located near shopping, schools, parks, and with easy freeway access for commuters, this move in ready home offers the perfect blend of luxury, comfort, efficiency, and California living.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Creekside Middle SchoolGrades 7-80.5 mi
5/10
Patterson High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Dishwasher,Disposal,Microwave
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Area

Features

  • Flooring: Laminate,Tile,Marble,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,312 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Sitting Area,Tub,Walk-In Closet 2+

Master Bedroom

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 021061048000
  • Zoning: R1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: Cabana
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 6,298 sqft
  • Features: Curb(s)/Gutter(s),Other

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$204$2,448
Property Taxes $1,018$12,216
Electricity $710$8,522
Total$5,415$64,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,657/yr
40% on housing$162,450/yr
45% on housing$144,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 95363$243
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95363$229
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$684,000
2026-08-01Listed for sale$689,000
2025-10-17Sold$665,000
2025-09-23Pending sale$665,000
2025-09-13Listed for sale$665,000
2025-09-01Listing removed$665,000
2025-08-27Listed for sale$665,000
2025-02-21Sold$510,000
2020-05-06Sold$510,000
2020-03-26Pending sale$509,900
2020-03-12Price change$509,900
2020-03-04Price change$519,900
2020-02-13Listed for sale$529,900
2004-06-30Sold$385,000

For Sale by Agent

AgentMireya Contreras Cortes
BrokerageeXp Realty of Northern California, Inc.

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