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3627 Wild Oak Dr, Ceres, CA, 95307

4beds
3baths
2,502sqft
$589,900
$236price/sqft
$4,333/moest. monthly cost
$173,320/yrincome needed

About This Home

Stunning single-story home in the highly desirable Eastgate neighborhood! This well-maintained 4-bedroom, 2.5-bath residence offers 2,502 sq. ft. of thoughtfully designed living space, featuring an open-concept floor plan, spacious living areas, and a 3-car garage. Step outside to a large covered patio overlooking the backyardperfect for entertaining or relaxing. Pride of ownership shines throughout this exceptional home.

Getting Around

41
WalkingCar-Dependent
26
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Dishwasher,Disposal
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,502 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 069029023000
  • Zoning: R-1
  • Special condition: Standard,Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 6,499 sqft
  • Features: Curb(s)/Gutter(s),Shape Regular

Parking

  • Total spaces: 5
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$161$1,932
Property Taxes $654$7,848
Electricity $536$6,438
Total$4,333$51,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,560/yr
40% on housing$129,990/yr
45% on housing$115,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 95307$271
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95307$295
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$585,000
2026-07-31Price change$589,900
2026-07-03Listed for sale$599,900
2004-07-13Sold$340,500

For Sale by Agent

AgentGloria Alardin
BrokerageHomeSmart PV & Associates

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